Risk and Compliance Graduate Programme 2027

Howden; Greater London; Hybrid; GBP 30,000 - 40,000; Full time

Job summary

Howden in London offers a Risk & Compliance Graduate Programme with a two-year rotation across four specialist teams. You'll spend six months in each area to build a broad understanding of risk and compliance within the insurance industry.

No experience is required; graduates from any degree background are welcome. You will study towards the ICA Advanced Certificate and gain practical exposure to governance, risk assessments, and data analytics.

Qualifications

• No experience is required; we’ll teach you everything you need to know.
• You’ll be a recent or soon-to-be graduate from any degree background.
• You’ll develop skills in risk and compliance through structured rotations and learning.

Responsibilities

• Rotate across four specialist teams over two years, six months each.
• Identify and assess risks across the business.
• Support risk assessments and governance activities.
• Analyse data and present insights to stakeholders.
• Collaborate with teams to promote risk and compliance best practice.

Skills

Data analysis

Attention to detail

Critical thinking

Communication

Team collaboration

Education

Any degree background

Job description

Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Risk & Compliance Graduate Programme

Location: London | Start date: September 2027 | Salary: £35,000 | Duration: 2-year graduate programme

Spot the Risk and Shape the Strategy

What you’ll be doing?

Over two-year years, you’ll rotate across four specialist teams, spending six months in each area to build a broad understanding of risk and compliance. You’ll work alongside colleagues from across our key divisions, which may include Howden Group, Howden Re, Specialty, Retail and DUAL, giving you extensive exposure to the insurance industry and a wide range of business areas.

Please note, permanent offers are not guaranteed and are allocated based on performance and business need.

• Study towards a Level 4 ICA Advanced Certificate in Governance, Risk and Compliance.
• Identify and assess risks across the business.
• Support risk assessments and governance activities.
• Analyse data and present insights to stakeholders.
• Collaborate with teams to promote risk and compliance best practice.
• Monitor emerging risks and regulatory developments.
• Help implement new tools and processes that improve risk management.

What are we looking for?

No experience is required; we’ll teach you everything you need to know! You’ll be:

• A recent or soon-to-be graduate from any degree background.
• Someone who enjoys analysing data and has meticulous attention to detail.
• A critical thinker who thrives on solving problems.
• Able to communicate effectively in writing and verbally and be comfortable presenting to individuals at all levels.
• Able to communicate complex topics to non-technical audiences that aids decision making.
• Intellectually curious and enjoy problem solving.
• A team player who thrives on collaborating with others.
• Proactive and enjoy taking ownership of the tasks assigned to you.

To be eligible for our programme, you must have the full and unrestricted right to work in the UK.

Why should you apply?

At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll take part in our structured 18-month development programme, designed to accelerate your technical, commercial and professional growth. You'll also benefit from:

• £35,000 salary and generous pension scheme.
• Opportunity to complete fully funded professional qualifications, such as the ICA.
• Structured learning and development through our 18-month graduate development programme.
• Early responsibility and exposure to live transactions involving some of the world's leading banks and financial institutions.
• The opportunity to build an international network and work alongside experienced professionals from banking, legal and finance backgrounds.
• 25 days' annual leave, plus bank holidays and an additional day off at Christmas.
• Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products.
• 2 days allocated to take part in volunteering schemes.

Explore our Connectr page to discover more about Howden, our culture, and the insurance industry.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond.

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.