Risk Analyst

Liberis Ltd; Greater London; Hybrid; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Hybrid working

Real Living Wage employer

Job summary

Liberis Ltd in London is seeking a risk professional to strengthen second-line oversight as the UK arm merges with Qred. You will develop and embed the risk framework, conduct independent reviews, and advance automated monitoring while staying close to business activities across markets.

You will contribute to risk plans, challenge findings, and provide practical recommendations to support responsible growth. A hybrid work arrangement applies.

Qualifications

• Experience delivering risk management or independent review work, with the ability to explain findings and implications for the business.
• Understanding of risk frameworks, risk appetite and controls in practice, and how second-line oversight differs from first-line risk ownership.
• Ability to turn regulatory requirements and risk findings into actionable recommendations.
• Ability to assess evidence, investigate concerns and reach well-supported conclusions.
• Collaborative approach to stakeholder relationships, with the confidence to challenge constructively and deliver difficult messages.
• Ability to plan reviews and projects, manage competing priorities and follow work to completion.
• Interest in using AI and systems to improve risk monitoring, and a willingness to learn new tools.

Responsibilities

• Help develop and update the risk framework, including policies, instructions and risk appetite statements, and support its implementation through training and day-to-day guidance.
• Contribute to the annual second-line risk plan, using risk assessments to identify which processes and areas need independent review.
• Plan and deliver risk reviews, assess whether controls are working, and communicate clear findings and practical recommendations.
• Help automate control testing and key risk indicator monitoring, using systems and AI tools to make oversight more continuous and effective.
• Stay close to the business to identify emerging risks, including changes in regulation, market activity and internal processes.
• Build relationships with stakeholders while maintaining independent oversight: listen to their perspective, challenge assumptions and make risk concerns clear.

Skills

Risk management

Independent review

Stakeholder engagement

Regulatory knowledge

Analytical thinking

AI in risk monitoring

Project planning

Communication

Tools

AI tools

Job description

Some key info for you about Liberis:

We were founded in 2007

We have provided over $3bn of funding to small businesses so far

We have been named inCNBC & Statista Top 150 UK Fintechs for 2025

We're a global team, with a dynamic presence in6key locations around the world

We're a thriving community of over290innovative minds

We're a vibrant melting pot, celebrating over27nationalities in our team

Our team brings experience from over740previous companies, from startups to global giants

We have just been named as one ofFinTech's Finest 50by Welcome to the Jungle

We're proud to be an accreditedReal Living Wageemployer, ensuring everyone is paid fairly for the great work they do!

The role:

As Liberis and Qred come together, you’ll help strengthen second-line risk oversight across the combined organisation. You’ll develop and embed our risk framework, carry out independent reviews, and improve how we identify and monitor risks across businesses and markets.

This is a new individual contributor role based in London, working with the risk team and colleagues across countries. You’ll provide independent challenge and practical recommendations to support informed decisions and responsible growth. A key priority will be moving from manual, sample-based testing towards more automated, ongoing monitoring.

You’ll gain broad exposure across the organisation, with opportunities to deepen your specialism and shape how the risk function develops.

What you'll get to do:

• Help develop and update the risk framework, including policies, instructions and risk appetite statements, and support its implementation through training and day-to-day guidance.
• Contribute to the annual second-line risk plan, using risk assessments to identify which processes and areas need independent review.
• Plan and deliver risk reviews, assess whether controls are working, and communicate clear findings and practical recommendations.
• Help automate control testing and key risk indicator monitoring, using systems and AI tools to make oversight more continuous and effective.
• Stay close to the business to identify emerging risks, including changes in regulation, market activity and internal processes.
• Build relationships with stakeholders while maintaining independent oversight: listen to their perspective, challenge assumptions and make risk concerns clear.

The interview process:

• Screening call with Chess (Internal Recruiter) (30 mins)
• Video interview with the Hiring Manager (1 hour)
• Case study interview (90 mins)
• Video interview with the wider Liberis team(1 hour)

What we think you'll need:

• Experience delivering risk management or independent review work, with the ability to explain your findings and their implications for the business.
• An understanding of how risk frameworks, risk appetite and controls work in practice, and how second-line oversight differs from first-line risk ownership.
• The judgement to turn regulatory requirements and risk findings into actionable recommendations.
• The ability to assess evidence, investigate concerns and reach well-supported conclusions.
• A collaborative approach to stakeholder relationships, with the confidence to challenge constructively and deliver difficult messages.
• The ability to plan reviews and projects, manage competing priorities and follow work through to completion.
• An interest in using AI and systems to improve risk monitoring, and a willingness to learn new tools.

Our hybrid approach

Working together in person helps us move faster, collaborate better and build a great Liberis culture. Our hybrid working approach currently includes at least three days a week in the office, increasing to at least four days following our move to a new office, anticipated in Q1 2027.