Risk Analyst

Description This; Bournemouth; Hybrid; GBP 45,000 - 65,000; Full time

Benefits offered by this job

Private medical insurance

Pension plan

Annual performance bonus

Training and development

Salary sacrifice benefits

Life assurance

Wellbeing benefits

Volunteer days

Job summary

Nationwide is seeking an experienced professional to undertake holistic assessment of complex, high‑risk property valuation and legal matters, exercising personal judgement to make decisions on behalf of Nationwide.

You’ll liaise with in‑house Chartered Surveyors and valuation suppliers to assess mortgage‑related valuations and related legal matters, and clearly articulate your reasoning.

Hybrid working with Bournemouth attendance approximately once per month.

Qualifications

• Experience interpreting and collating policy requirements ensuring regulatory alignment.
• Ability to apply risk-based thinking to assess issues, evaluate options and drive outcomes.
• Strong analytical skills to shape and drive change and efficiencies within Risk.
• Confidently articulate information through clear written and verbal communication with multiple stakeholders.
• Able to motivate yourself and work independently while solving problems with accuracy and customer focus.
• Innovative mindset with awareness of market changes and new approaches.

Responsibilities

• Liaise with in-house Chartered Surveyors and valuation suppliers to deal with property-related matters impacting value and security.
• Assess complex property valuation and legal matters arising during mortgage applications and completions; make decisions and communicate reasoning.
• Collaborate with Policy Team, Senior Management, and external panel of Chartered Surveyors and Solicitors.
• Work as part of a team, share knowledge, and use policy as guidance to deliver outcomes.
• Receive comprehensive training to build knowledge about property systems and processes.

Skills

Policy interpretation

Risk-based decision-making

Analytical skills

Clear written/verbal communication

Self-motivation

Innovative mindset

Job description

Here at Nationwide, we put our members at the heart of everything we do and every role, no matter what it is doing, has a part to play in this. Property Risk is an essential part of the Risk Community, providing intelligent and balance decision making to the valuation of security and assessing the risk present to Nationwide and its Customers.

We’relooking for an experienced individual to undertake holistic assessmentsof complex, high risk property valuation and legal matters, exercising personal judgement to make decisions on behalf of Nationwide. You’ll be utilising your strong analytical skills to evaluate and clearly and confidently articulate your decision making with succinct, comprehensive written rationale.

We are happy to consider flexible working approaches to help you perform at your best.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this role, you'll be based at your nearest regional office or hub. We value time spent together to connect with colleagues for collaboration so there will be a regular requirement to attend our Bournemouthsite approximately once per month. If you are based at an office location, you'll be expected to meet our hybrid working requirement of at least two days a week, or 40% of your working time if part-time, in the office. If your application is successful, your hiring manager will provide further details on how this works.

Nationwide is committed to the redeployment of our employees impacted by change, as such applications for redeployment candidates will be prioritised in this recruitment process.
If you’re a colleague on long-term absence (for example, on parental leave) or a temporary worker, please use your personal email address to submit an application.

Uncompromisingly Customer, whatever our role

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

Private medical insurance

A highly competitive pension to help you build a strong foundation for retirement

Access to an annual performance-related bonus

Training and development to help you progress your career

A great selection of additional benefits through our salary sacrifice scheme

Life assurance to provide peace of mind for you and your loved ones in the event of your death

Wellhub – access to a range of free and paid options for health and wellness

Up to 2 days of paid volunteering a year

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.

Keeping your data and personal information confidential is important to us. To find out more about how we use and process your data, please read our Privacy policy .

If you want to find out more about using AI in our recruitment process, please read more here .

Disability Confident

We’re not just guided by data, we’re driven by the real experiences of our people. We’re a Disability Confident Level 3 Leader, the highest level.

That’s why we’re constantly evolving our policies and practices to make sure everyone feels genuinely supported, valued, and empowered to champion inclusion. Whatever your needs, we’re here to support you. If you need any additional support throughout your application journey, email our team at Recruitment Support .

Apply safely with Nationwide

Recruitment scams can look convincing, so take a moment to check the role is listed on our official careers site and read our guidance on Don’t be conned by a job scam.

The hiring manager for this role is Ellie Carter, and the main recruitment contact is Kris Mason.

Banking - but fairer, more rewarding, and for the good of society

What you’ll be doing

You will use your communication and analytical skills to liaise with our in-house Chartered Surveyors, and our valuation suppliers to deal with various legal and property related matters that could impact the value or suitability of a security, ensuring we deliver the best outcomes for our customers, and for the society.

You will be required assess property valuation and legal matters that arise throughout the mortgage application and completion process, making decisions on complex property valuation and legal matters, liaising directly with our in-house Chartered Surveyors, Policy Team and Senior Management and our external panel of Chartered Surveyors and Solicitors. You’ll be working as part of a team, supporting colleagues across the business, utilising guidance and policy and your industry knowledge. You should be able to communicate clearly your reasoning and decision-making process for all cases.

A proactive attitude is desired for this role, as you will be expected to use your initiative to produce solutions to problems as well as working as a part team to resolve complex matters. The team work closely together, both in the office and over Teams, sharing knowledge, skills, and resource.

You will receive comprehensive training and learn a great deal about property, the systems, and the processes we use to protect our customers and the society.

About you

Essential measurable experience:

• Experience of interpreting and collating policy requirements, ensuring alignment with regulatory expectations and internal standards.
• Able to apply risk-based thinking and decision-making to assess issues, evaluate options, and support effective business outcomes.
• Good analytical skills that can help shape and drive change and efficiencies within Risk.
• Confidently articulate information through clear written and verbal communication with multiple stakeholders.
• Ability to self-motivate and work under your own initiative, demonstrating an ability to solve problems whilst maintaining accuracy and providing excellent customer service.
• Innovative, keeping abreast of market changes and constantly looking for new ways of doing things.

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind

Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand

Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development

Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

Job Info

• Job Identification 4774
• Apply Before 09/21/2026, 10:55 PM
• Locations Richmond Hill, Bournemouth, Dorset, BH2 6EP, GB 21 High Street, Birmingham, West Midlands, B4 7SL, GB Belfast City Hall, Belfast, Antrim, BT1 5AG, GB 47/49 Queen Street, Cardiff, CF10 2AS, GB 1 Gorse Stacks, Chester, CH1 3EQ, GB Masterton House, Dunfermline, Fife Region, KY11 8NX, GB 83 George Street, Edinburgh, EH2 3ES, GB 177 Bothwell Street, Glasgow, G2 7ER, GB 94 Briggate, Leeds, LS1 6NP, GB 28 King Street, Maidstone, ME14 1DA, GB 2 Spring Gardens, Manchester, M2 1EE, GB Jubilee House, Newcastle, NE3 4PL, GB 32 St Stephens Street, Norwich, Norfolk, NR1 3SH, GB 38 Carver Street, Sheffield, South Yorkshire, S1 4FS, GB 3 Red Hall Crescent, Wakefield, West Yorkshire, WF1 2DF, GB 1st Floor Kings Park Rd, Northampton, Northamptonshire, NN3 6NW, GB Nationwide House, Swindon, Wiltshire, SN38 1NW, GB 1 Threadneedle Street, London, Greater London, EC2R 8AY, GB 7/11 Montague Street, Worthing, BN11 3AX, GB