Relationship Manager - Project Finance

Triodos Bank UK; Bristol; Hybrid; GBP 39,000 - 48,000; Full time

Job summary

A leading sustainable bank in Bristol seeks a Relationship Manager to join their Project Finance team. This role involves managing a portfolio within the UK's renewable energy sector, focusing on project and structured lending. Candidates should have strong numerical and analytical skills, financial modelling expertise, and experience in lending or portfolio management. A competitive salary and an extensive benefits package are offered, emphasizing sustainability and customer commitment.

Benefits

Non-contributory pension scheme

Life Assurance

Income Protection

Private Medical Insurance

Vitality Leave

27 days annual leave

Wellbeing allowance

Free yoga classes

Qualifications

• Strong commitment to sustainability and finance.
• Ability to build trust and confidence with clients.
• Experience in lending or portfolio management is preferred.

Responsibilities

• Manage a portfolio of existing business customers and projects.
• Oversee timely annual credit reviews for Project Finance lending.
• Identify, assess, and mitigate risks promptly.

Skills

Numerical skills

Analytical skills

Financial modelling

Excel proficiency

Data analysis

Problem-solving

Communication skills

Organizational skills

Education

Business or financial qualification

Job description

This is an exciting time to join Triodos Bank as we continue to grow and champion sustainable finance. We are seeking a dedicated professional with a strong commitment to our mission to join our successful Project Finance team as a Relationship Manager (Analyst level). Based within a commutable distance of Bristol, you will report to the Head of Project Finance and play a key role in managing and optimizing the existing portfolio of project and structured lending within the UK's renewable energy and environmental technology sectors. This role has a high degree of autonomy and offers hybrid working prioritising in‑office presence for collaboration while maintaining some flexibility for home working.

Responsibilities

• Manage a portfolio of existing business customers and projects, ensuring professional and responsive service.
• Oversee timely annual credit reviews for Project Finance lending, including financial modelling.
• Directly manage customer credit risk, operational performance, administration, and servicing.
• Collect and analyse data to meet credit reporting requirements, monitor covenant compliance, and provide key findings and recommendations.
• Identify, assess, and mitigate risks promptly, escalating to Watchlist or Special Asset Management when appropriate.
• Participate in client and bank meetings as well as site visits.
• Support the development of best practices to enhance efficiency within the Project Finance team and with support functions.
• Contribute to and manage input delivery into credit related projects and initiatives for the Project Finance teams.
• Embrace new ways of working and identify opportunities for process improvements to enhance customer experience and cost‑effectiveness.
• Actively participate in team meetings and communications.
• Manage relationships with internal and external stakeholders.
• Deliver positive customer outcomes and help prevent foreseeable harm, reflecting Triodos' commitment to putting customers first.

Qualifications

Strong numerical and analytical skills are essential, along with financial modelling expertise and proficiency in Excel and data analysis. You demonstrate a commitment to high quality standards and attention to detail, with excellent organisational skills and the ability to multitask. You are proactive in identifying and solving problems, take ownership of your work, and show initiative in driving results. You are able to build trust and confidence with colleagues and clients, and can communicate clearly and effectively at all levels, and thrive as a collaborative team player who contributes to shared goals. Experience in lending or portfolio management, ideally within structured or project finance or in the energy or sustainable infrastructure sectors, is preferred. A business or financial qualification would be desirable for this role but not essential. This role involves taking ownership of the Project Finance team's portfolio management, with responsibility for effective oversight and ongoing enhancement.

About Triodos Bank

Triodos Bank is an award‑winning organisation and one of Europe's leading sustainable banks, whose mission is to make money work for positive social, environmental, and cultural change. We offer a wide range of banking services for people who want to use their money consciously – from current accounts through to investments and savings. We only finance companies, organisations and projects that benefit people and the environment. Our mission is –

• To help create a society that promotes people's quality of life and that has human dignity at its core.
• To enable individuals, institutions, and businesses to use money more consciously in ways that benefit people and the environment and promote sustainable development.
• To offer our customers sustainable financial products and high‑quality service.

We're a certified B Corporation, meaning that we are part of a community of businesses driving the shift to a new kind of economy, that is better for workers, better for communities and better for the environment.

Compensation and Benefits

In return for your hard work and expertise, you will receive a competitive full‑time equivalent salary of between £39,000 and £48,000 depending on experience, plus access to our extensive benefits package, where most of our benefits are non‑contributory.

• Non‑contributory pension scheme from your first day of 8% in year 1 and 10% from year 2 onwards
• Life Assurance (worth 4 times basic pay)
• Income Protection – 75% of basic pay after 13 weeks sick and following six months service
• Private Medical Insurance with optional enhanced or HCP family coverage
• A Health Cash Plan
• Vitality Leave – After each 5 years of service, you will be able to take a sabbatical of up to 3 months. This benefit is then available after every 7 years of service thereafter.
• 27 days (Full Time Equivalent) annual leave plus bank holidays per annum increasing to 30 days after 2 years' service
• A buy and sell holiday scheme of up to 5 days (Full Time Equivalent) up to maximum of 35 days total annual leave
• 5 days fully paid carers leave
• A wellbeing allowance of £200 a year
• 1 Wellbeing Day
• Free yoga classes
• Co‑worker retail discounts
• Cycle to work scheme
• Refer a Friend scheme
• Colleague recognition voucher scheme