Real Estate Underwriter

Lawes Insurance Recruitment; City Of London; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading insurance firm in the UK is seeking a motivated Real Estate Underwriter to join its team. The role involves underwriting a diverse portfolio of real estate risks, assessing submissions, and building relationships with brokers. Candidates should have 2-3 years of experience in property underwriting and strong analytical skills. This position offers significant opportunity for growth and independence within a dynamic environment.

Qualifications

• Minimum 2-3 years of experience in Real Estate or Property Underwriting.
• Proven ability to manage underwriting portfolios effectively.
• Knowledge of UK and international real estate insurance markets.

Responsibilities

• Underwrite a varied portfolio of real estate risks.
• Assess risk submissions and set pricing and terms.
• Build and maintain relationships with brokers.

Skills

Analytical skills

Decision-making

Communication

Relationship-building

Self-driven

Commercial awareness

Job description

On behalf of a leading insurer, we are currently recruiting for a motivated Real Estate Underwriter. This is a fantastic opportunity to join a division focused on delivering tailored underwriting solutions to national and specialist brokers across the UK and international markets.

The ideal candidates will have a strong background in commercial real estate underwriting, a passion for strategic growth, and the confidence to make independent underwriting decisions in a fast-moving environment.

RESPONSIBILITIES

• Underwrite a varied portfolio of real estate risks to achieve profitable outcomes
• Assess risk submissions and set pricing and terms aligned with underwriting strategy
• Build and maintain strong relationships with brokers and key stakeholders
• Contribute to underwriting guidelines, tools, and process improvements
• Ensure compliance with regulatory and internal standards
• Provide real estate underwriting expertise and support product innovation

DAY-TO-DAY

• Independently manage and underwrite real estate submissions
• Work closely with brokers to deliver tailored solutions
• Track market trends and competitor activity to guide decisions
• Document and communicate underwriting decisions clearly
• Support audits, reviews, and performance reporting
• Attend broker meetings, events, and team sessions as needed

EXPERIENCE

• Minimum 2-3 years of experience in Real Estate or Property Underwriting, ideally within commercial lines
• Demonstrated ability to manage underwriting portfolios effectively, delivering on growth and profitability targets
• Knowledge of both UK and international real estate insurance markets and associated risk factors
• Experience working with or within broker-led distribution models is preferred

SKILLS

• Strong analytical and decision-making skills, with a keen eye for risk and opportunity
• Confident communicator with excellent written and verbal communication abilities
• Proven relationship-building skills with the ability to influence and negotiate at various levels
• Self-driven and organised, capable of managing a workload with minimal supervision
• Commercially astute and comfortable contributing to a high-growth, entrepreneurial environment
• Willingness to travel as needed for client or team engagement

If you have the relevant experience or know someone that does please contact me now on 07889 672 926 or email us at [e-mail]