Prudential Risk Manager

GB Bank; Greater London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading property finance bank in the UK seeks a professional for a crucial role in prudential risk activities. You will provide regulatory oversight and support risk management initiatives, ensuring compliance with existing regulations. Ideal candidates should have strong knowledge of UK regulatory frameworks like FCA and PRA, and excellent communication skills. This position is based in London with a competitive salary and generous benefits including 30 days holiday and private medical cover.

Benefits

8% company pension contribution

30 days holiday including your birthday off

Private medical cover

Death in service benefit

Mental health support

Enhanced parental leave

Qualifications

• Proven experience in providing prudential regulatory advice.
• Detailed knowledge of the relevant regulatory requirements.
• Advanced skills in Microsoft Office applications.

Responsibilities

• Provide prudential regulatory oversight and advice.
• Support the review of key regulatory documents.
• Deliver risk reporting and implement regulatory changes.

Skills

Prudential regulatory experience

UK regulatory frameworks knowledge

Excellent communication skills

Detail-oriented

Strong problem-solving skills

Ability to work independently and in a team

Education

Relevant experience within FS business

Tools

Microsoft Office (Excel, PowerPoint, Word)

Job description

About us

Join one of the UK's fastest growing and award-winning banks.

We are a team of ambitious, passionate, hardworking, and committed people who have successfully created and launched one of the UK's newest specialist property finance banks. As we embark on an exciting journey of growth, we are seeking exceptional new team members who possess both the ambition and drive to contribute to our vision.

At GB Bank, we believe that career progression should not only be achievable but accelerated, enabling our employees to reach their potential in a supportive and dynamic atmosphere.

Our environment is fast‑paced and collaborative, where your efforts are recognised, rewarded, and make a tangible impact. We take pride in fostering an open and inclusive culture that not only embraces change but also encourages continuous learning and professional development.

In this role, you will:

A diverse role providing the opportunity to work across the full breadth of prudential rules and regulation that relate to the Bank. Overall, the role will be responsible for supporting on second line of defence prudential risk activities that strengthen risk management and resilience to support continued sustainable growth and regulatory compliance. The role holder will be a knowledgeable subject matter resource in respect of prudential matters, providing guidance to 2nd and 1st line colleagues on existing and new regulatory rules and requirements.

Key areas of responsibility:

• Providing prudential regulatory oversight, challenge and advice in line with regulatory best practice on items such as interest rate risk in the banking book, market risk, liquidity risk, capital risk and model risk management.
• Developing relationships within the business and assisting in the shaping and raising the profile of Risk, promoting best practice on prudential risk and continuous improvement.
• Supporting in the review and challenge of key regulatory documents such as ICAAP, ILAAP, Recovery Plan and Solvent Exit Analysis.
• Supporting the Prudential Risk Senior Manager in the delivery of 2LOD risk reporting.
• Maintaining an up‑to‑date understanding applicable prudential regulations and working with 1st line to maintain and evolve risk management approaches and management information to support compliance with the prudential landscape.
• Working with colleagues from across the Bank to support in the delivery of a consistent and robust approach regulatory changes.
• Assisting the Risk Team in implementing standards and policies in line with the Group's Risk Management Framework.
• Maintaining awareness of key business activities and emerging risks, identifying areas where further second line of oversight / activity may be required.
• Attending risk and governance committees as required.
• Maintaining relevant GRC systems‑based records in an accurate and timely manner.
• Performing activities as delegated by the Prudential Risk Senior Manager.

You should be comfortable working on a wide range of projects in a dynamic environment, and be comfortable providing an opinion, and demonstrating best practice, supported as appropriate by regulatory evidence.

Expectations of the role include:

• Proven prudential regulatory experience.
• Experience of providing prudential regulatory advice across prudential regulation applicable to the Bank.
• Have detailed knowledge/experience of the relevant regulatory requirements, and the ability to interpret what that means for the Bank.
• Comfortable working independently and as part of a team, and willing to form and provide an opinion based on the information available.

A bit about you - You are/have:

• Resilient and an ability to adapt and work in a fast‑paced environment of change and ambiguity.
• Strong knowledge of UK regulatory frameworks, including FCA, PRA, and Basel 3, along with industry best practices in governance and reporting.
• Excellent written and verbal communication skills, capable of conveying complex regulatory concepts to non‑specialist stakeholders.
• Detail oriented and focussed with the ability to manage multiple competing priorities and stakeholders.
• Relevant experience within an FS business and second line function, ideally within a Risk and/or Compliance team. However, experience in Internal Audit would be considered.
• Strong skills around planning, organisation, and prioritisation.
• Advanced Microsoft Office (Excel, PowerPoint, and Word).
• Effective communication and presentation skills.
• Strong attention to detail is essential.
• Excited by the opportunity to work in a bank with a real purpose.
• High energy, enthusiastic and can‑do mindset.
• Clear communicator with excellent stakeholder management skills.
• Exceptional problems solving skills.
• Confident, articulate self‑starter.

Professional Qualifications

• Has experience relevant to the role.
• A strong level of knowledge of the Prudential regime relevant to the Bank.
• Significant demonstrable experience in relevant roles and organisations is favourable.

What we can offer you:

• 8% company pension contribution and 3% individual contribution (which you can opt to increase).
• 30 days holiday every year - which includes your birthday off + bank holidays on top.
• Private medical cover with WPA - includes no excess + you can add family through salary sacrifice.
• Death in service at 4 x base salary with Aviva.
• Mental health support - through a helpline and counselling sessions.
• Enhanced maternity, paternity and adoption leave.

What else do I need to know?

• Location: London-based (Strong office presence)
• Salary: Competitive
• Hours: 35 Hours per week

We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.

At GB Bank, we value privacy and data protection rights. We have longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.

Department Risk Locations London