Proposition Manager

Just Group plc; Greater London; Hybrid; GBP 70,000 - 90,000; Full time

Benefits offered by this job

Pension scheme

25 days annual leave

Private medical cover

Income protection

Bonus scheme

Career progression

Headspace app

Employee assistance program

Online benefits portal

Purchase options

Job summary

Just is seeking an experienced Propositions Manager for the Individual Annuities business in London. In a hybrid role, you will own the annuity proposition roadmap, work with actuarial, pricing and sales teams, and ensure propositions are competitive and compliant with Consumer Duty and FCA requirements.

You will lead business cases, define changes, and use customer insight to drive growth and improved outcomes while building strong relationships with stakeholders across the organisation.

Qualifications

• Understanding of the UK annuities market and distribution channels.
• Strong commercial and analytical abilities to assess opportunities and trade-offs.
• Proven ability to influence senior stakeholders using insight and expertise.
• Excellent communication and leadership to engage diverse audiences.

Responsibilities

• Lead development and improvement of annuity propositions including business cases.
• Own annuity proposition roadmap; define changes and operational readiness.
• Drive cross-functional delivery with actuarial, pricing, operations and change teams.
• Collaborate with pricing and actuarial teams to align features with funding strategies and risk appetite.
• Act as senior annuity SME, guiding pricing, underwriting and distribution.
• Ensure governance, approval and value assessment, complying with Consumer Duty, PROD and FCA.
• Utilise MI and market insights to improve proposition performance and customer outcomes.
• Influence senior stakeholders and represent the proposition internally and externally.
• Build relationships with internal stakeholders and external partners.

Skills

UK annuities market understanding

Commercial analytical capability

Influencing senior stakeholders

Communication and leadership

Pricing dynamics knowledge

Cross-functional leadership

Job description

Proposition Manager - Individual Annuities

Location: London – Hybrid 50%

Contract: Permanent

Hours: Full time 35 hours

Purpose

We're looking for an exceptional Annuities Proposition Manager to join our Retail team in a brand-new role that offers the opportunity to make a lasting impact. This is an exciting chance to take ownership of our annuity proposition roadmap, act as the business's senior annuity subject matter expert, and play a pivotal role in delivering our ambitious growth plans.

Working at the heart of the business, you'll lead the development and optimisation of our annuity propositions, ensuring they remain commercially competitive, deliver outstanding customer outcomes, and meet evolving regulatory requirements.

About Just

We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.

This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.

Key Responsibilities

• Leading the development and continuous improvement of our annuity propositions, including the preparation and presentation of robust business cases.
• Owning the annuity proposition roadmap and defining proposition changes, integrations and operational readiness requirements.
• Driving cross-functional delivery across actuarial, pricing, operations, change and wider business teams.
• Working closely with pricing and actuarial colleagues to ensure product features align with funding strategies, risk appetite and capital considerations.
• Acting as the senior annuity proposition SME, providing expert guidance across pricing, underwriting and distribution.
• Partnering with Technical and Governance teams to ensure propositions operate within established governance, approval and value assessment frameworks, while maintaining compliance with Consumer Duty, PROD and FCA requirements.
• Using MI, customer insight and market intelligence to identify opportunities, improve proposition performance and enhance customer outcomes.
• Influencing senior stakeholders and representing the annuity proposition both internally and externally.
• Building and maintaining strong relationships with key internal stakeholders and external partners
• Lead the development and ongoing enhancement of annuity propositions, including the preparation and delivery of supporting business cases.
• Lead definition of proposition changes, including integrations and operational readiness

What we’re looking for

• A strong understanding of the UK annuities market, including key market dynamics, providers, distribution channels and intermediary networks.
• Excellent commercial and analytical capability, with the ability to assess opportunities, manage trade-offs and think strategically to support business growth.
• Proven experience influencing and building credibility with senior stakeholders, using insight and expertise to drive decision-making.
• Excellent communication and leadership capability, with the ability to engage, inspire and align diverse audiences around a shared vision.
• Knowledge of annuity pricing dynamics, longevity risk and capital considerations, and how these factors influence proposition design and performance.
• Strong cross-functional leadership without direct authority
• confidence and credibility to challenge constructively, influence effectively and navigate complex stakeholder environments
• Ability to communicate complex information in a clear, structured and compelling way, particularly when presenting to executive and senior leadership audiences

What’s in it for you

• A competitive salary, pension scheme and life assurance
• 25 days annual leave plus an additional day on us for your birthday
• Private medical cover and income protection, just in case
• A generous and highly achievable bonus scheme
• Opportunities to progress your career in-role and within the company
• Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders
• A variety of employee funded benefits available via our online benefits portal
• Plus, several additional purchase options available for you and your loved ones

Explore our full range of benefits on our dedicated benefits page.