Product & Partnerships Industrial Placement (Cardiff)

Lloyds Banking Group; Cardiff; Hybrid; GBP 26,000 - 32,000; Full time

Job summary

Lloyds Banking Group is offering a 12-month Product and Partnerships Industrial Placement to shape the future of consumer banking. You’ll contribute to real projects, learn how products and partnerships are built, launched and evolved, and work with data, digital platforms and customer insight to deliver tangible outcomes for millions of customers.

You’ll join a structured development journey, collaborate across teams, and have opportunities to connect with leaders.

Qualifications

• Be in your penultimate year at university.
• Knowledge of at least one modern programming language or framework.
• We cannot sponsor visas.
• Demonstrate sound knowledge, understanding and technical skills aligned to the role.
• A genuine passion for technology and the drive to keep learning.

Responsibilities

• Exploring customer behaviour and using insight to improve products, propositions and experiences.
• Helping design simpler, more connected journeys that support customers to manage their money, borrow, save and plan for the future.
• Contributing to cross-team projects that deliver visible change for customers and the business.
• Working with external partners to develop and bring new propositions to market.
• Using data and technology to test ideas and make informed decisions.
• Supporting more inclusive, sustainable and personalised customer outcomes.

Skills

Programming language knowledge

Education

Penultimate year at university

Job description

End Date

Saturday 07 November 2026

Salary Range

£29,000

Before you start your application, please note alternative formats are available on request. Please contact us by emailing [e-mail] or calling on 0345 330 4576. If emailing, please tell us how you would like us to respond - we can email back or call you to discuss any requirements or concerns you might have. We will get back to you as soon as we can but during busy times, it might take up to 5 working days (Don’t worry, this won’t affect your progress in the application process)

Job Description Summary

Prior to submitting your application, please visit our early careers website to find out more about the schemes we offer and the recruitment journey: www.lloydsbankinggrouptalent.com.

Our industrial placements may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

If you have any questions, please do contact the team at [e-mail]

Help us to deepen relationships with our customers

We’re here to Help Britain Prosper – putting the ever-changing needs of our customers at the heart of everything we do.Our Consumer Lending function is all about supporting our customers’ borrowing needs, whether they’re banking with us directly or choosing our products through other providers.

Job Description

Shaping the future of consumer banking

Consumer banking is changing fast – and we want placement students who can help change it with us.

The Product and Partnerships Industrial Placement is designed to develop our next generation of product leaders – curious thinkers, data explorers and customer-first creators who can turn insight into innovation. From day one, you’ll contribute to real projects that support our 28 million customers, learning how products, propositions and partnerships are built, launched and evolved as customer expectations change. You’ll see ideas move from insight to delivery while building valuable experience, confidence and connections for your future career.

One year. Real impact.

Your 12-month Industrial Placement gives you the opportunity to take on meaningful work in a business bringing together the capabilities needed to create simpler, smarter and more connected experiences for customers. You’ll work alongside experienced colleagues, collaborate across teams and use data, digital technology and customer insight to help solve real problems. By connecting the scale of our data, the power of our digital platforms and the expertise of our colleagues, we can better understand customer needs and respond in meaningful ways. You could gain experience in:

• Product & Platform– learn how products and propositions are developed, managed and delivered. Work on customer journeys, digital experiences and platform innovation across saving, borrowing, money management and planning for the future.
• Strategic Partnerships– work with major partners to shape propositions, manage relationships and support safe, sustainable and customer-focused delivery.

The skills you’ll master

By the end of the scheme, you’ll have built practical experience, valuable connections and greater confidence in:

• Commercial thinking – understanding how banking decisions create value and support positive customer outcomes.
• Product development – helping to shape, manage and improve products and propositions.
• Customer insight – using data and research to understand needs and improve experiences.
• Relationship building – collaborating with colleagues and partners to turn ideas into action.
• Digital and AI capability – using technology and AI tools to work smarter and explore new possibilities.
• Agile problem-solving – working across teams, adapting quickly and delivering at pace.

The work you could be doing

• Exploring customer behaviour and using insight to improve products, propositions and experiences.
• Helping design simpler, more connected journeys that support customers to manage their money, borrow, save and plan for the future.
• Contributing to cross-team projects that deliver visible change for customers and the business.
• Working with external partners to develop and bring new propositions to market.
• Using data and technology to test ideas and make informed decisions.
• Supporting more inclusive, sustainable and personalised customer outcomes.

Support to succeed

You’ll be supported to build your skills, confidence and network through:

• A structured learning and development journey.
• Guidance, feedback and sponsorship from experienced colleagues and leaders.
• Opportunities to build connections across Consumer and the wider Group.
• Access to learning academies, Viva Learning and internal development platforms.

Requirements

What you need to apply

• Be in your penultimate year at university.
• While we do not require a set projected minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process.
• We cannot sponsor visas.
• Knowledge of at least one modern programming language or framework.
• A genuine passion for technology and the drive to keep learning.

Locations

Choose from Manchester, Leeds, Watford (London), Cardiff or Chester. With our hybrid working policy, all colleagues spend at least two days a week in the office.

Opening and Closing date

Applications for the Product and Partnerships Industrial Placement will open on 10th September and close 8th November, except for the London location , which closes on 4th October.

Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as possible.

At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain

prosper**. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.**

We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.