Product Owner – Insurance Repair and Claims

Motability Operations Ltd; Bristol; On-site; GBP 50,000 - 70,000; Full time

Benefits offered by this job

Competitive reward package

28 days annual leave

Private medical insurance

Employee discount scheme

Job summary

A leading UK mobility solutions provider is seeking a Product Owner to join their Insurance Solutions team. The position involves overseeing operational efficiencies and defining the insurance product strategy, especially around electric vehicles. This role demands experience in motor insurance and agile methodologies, alongside strong analytical and communication skills. The company offers a competitive reward package, including annual leave, private medical insurance, and various employee benefits to support a diverse and inclusive workforce.

Qualifications

• Experience in the motor insurance industry.
• Experience as a Product Owner or equivalent.
• Advanced prioritization and backlog management skills.

Responsibilities

• Drive operational efficiencies and deliver commercial value.
• Manage vehicle repairs as cars approach the end of their lease.
• Collaborate with Product Owners to enhance product culture.

Skills

Motor insurance knowledge

Stakeholder management

Agile methodologies

Analytical skills

Communication skills

Product delivery

Job description

Product Owner – Insurance Repair and Claims

Motability Operations is the UK’s largest leasing company, supporting over 800,000 customers with worry‑free mobility solutions. Insurance is a major part of the Motability Scheme lease costs, and the insurance proposition supports our customers whilst being both risk and cost conscious. To ensure we deliver on our Insurance strategy, we are expanding our Insurance Solutions product team and are seeking a skilled, experienced Product Owner.

In this role you will work closely with a wide range of stakeholders, including external suppliers and internal teams, to coordinate delivery and drive results. You’ll track and report on key performance measures, using insight and data to inform decisions and continuously improve outcomes.

Responsibilities

Over your first 12 months, you will take business ideas from concept through to proposal, solution design, and delivery. Your focus will be split between driving operational efficiencies and delivering commercial value, particularly around how we manage vehicle repairs as cars approach the end of their lease. As we transition to a fully electric fleet, this role sits at the heart of a major transformation. You will help evolve our repair networks to support electric vehicles, building a strong understanding of their unique requirements while ensuring we remain cost‑effective, compliant with SLAs, and consistently deliver a great customer experience.

You will work closely with a wide range of stakeholders, including external suppliers and internal teams, to coordinate delivery and drive results. Collaboration is central to this role. You’ll partner with Product Owners across the team to share learning, encourage cross‑team working, and contribute to the development of a strong product culture.

About You

• You are an advocate for MO customers, understanding friction points in the insurance journey and seeking good customer outcomes.
• You have in‑depth knowledge of motor insurance or and how the Motability Scheme insurance proposition works.
• You are motivated to achieve excellent outcomes in all you do.
• You are agile and adaptable with strong agile ways of working experience.
• You have technical experience in product delivery and implementation or have worked within a project setting in an equivalent role.
• You have excellent analytical skills, with proficiency in the use of analytic tools to make data‑ and insight‑driven decisions and prioritise effectively.
• You possess outstanding communication and presentation skills and can articulate goals, priorities and requirements clearly and in a compelling manner.
• You are a good role model for the purpose and values of Motability Operations.
• You foster a culture of collaboration and continuous improvement – you understand other opinions and demonstrate pragmatism in your approach.

You’ll Need All Of These

• Experience working in the insurance industry, preferably motor insurance or a strong knowledge and interest in the motor insurance industry.
• Experience as a Product Owner, or equivalent role experience.
• Advanced skills in prioritising features, managing backlogs and balancing short‑term demands with long‑term vision.
• In‑depth knowledge of agile processes and principles and familiarity with the development lifecycle.
• Experience managing processes or performance of teams to delivery.
• Experience of stakeholder management at all levels.

About The Company

Motability Operations is a unique organisation, virtually one of a kind. We combine a strong sense of purpose with a real commercial edge to ensure we provide the best possible worry‑free mobility solutions to over 830,000 customers and their families across the UK. We are the largest car fleet operator in the UK, purchasing around 10% of all the new cars sold in the UK, and we work with a network of around 5,000 car dealers and all the major manufacturers. We pride ourselves on delivering outstanding customer service, achieving an independently verified customer satisfaction rating of 9.8 out of 10.

Benefits

• Competitive reward package including an annual discretionary bonus.
• 28 days annual leave with option to purchase and sell days.
• 1 day for volunteering.
• Funded private medical insurance cover.
• Electric/Hybrid car salary sacrifice scheme and cycle to work scheme.
• Life assurance at 4 times your basic salary.
• Funded health screening for over 50s.
• Voluntary benefits: charitable giving, critical illness insurance, dental insurance, health and cancer screenings for you and your partner, discounted gym memberships and season ticket loans.
• Employee discount scheme with an app to save on the go.
• Free access to healthcare apps such as Peppy, Unmind, Aviva Digital GP and volunteering app on Hand for all employees.
• Generous family leave policies.

Diversity & Inclusion

At Motability Operations, we believe in building a diverse workforce, where our people are empowered to attend work as their true selves, and we encourage people from all backgrounds to apply. We want to sustain a culture that nurtures, where employees are free to flourish and are rewarded equally, regardless of race, nationality or ethnic origin, sexual orientation, age, disability or gender. We pride ourselves on being an inclusive employer, and all our offices provide first‑rate disability access. With our hybrid working environment, we do our best to accommodate part‑time and flexible working requests where possible, building on our culture of trust, empowerment and flexibility.