Product Manager (Pensions)

Chip; Greater London; On-site; GBP 70,000 - 90,000; Full time

Benefits offered by this job

28 Days of Holidays

Private Healthcare with Bupa

Chip Fitness Benefits

Employee Assistance Programme

Hybrid Working

Investing in Your Growth

Company Laptop

Working Away Policy

Cycle to Work Scheme

Season Ticket Loan

Job summary

Chip is looking for a driven Product Manager to spearhead their Pension proposition in Greater London. The role entails leading a cross-functional team and managing the complete product lifecycle from concept to delivery. Chip values a proactive mindset, strong data-driven decision-making, and excellent communication skills.

As part of the team, you will enjoy a balanced workweek, hybrid flexibility, and a focus on personal growth through various benefits including private healthcare and a workplace pension scheme.

Qualifications

• Experience in product management, ideally in a scale-up or high-growth environment.
• Ability to drive strategy and communicate effectively with senior leadership.
• Familiarity with the regulatory landscape related to pensions is a plus.

Responsibilities

• Own and drive the Pension product roadmap from concept to delivery.
• Manage complex stakeholder relationships while building alignment.
• Define success metrics and leverage data for product improvements.

Skills

Product management experience

Data-driven decision making

Proactive ownership

Commercial awareness

Experience in fintech

Familiarity with UK pensions

AI tools utilization

Strong UX understanding

Excellent communication skills

Job description

Responsibilities

• We are looking for a Product Manager to own and drive our Pension proposition
• You will lead our newly launched Pension proposition and work within a cross‑functional pod spanning engineering, design, ops, and compliance. You will be accountable for the end‑to‑end Pension product: from shaping the roadmap to driving delivery and iterating on outcomes
• We are not looking for someone who waits to be told what to do. We want someone who brings energy, opinions, and urgency, who can identify what matters most, make a call, and take people with them
• Own and drive the Pension product roadmap from concept to delivery with a clear view on what will move the needle for customers and the business
• Work closely with leadership to agree the strategy for Pension
• Lead ideation and concept refinement and define requirements with a dedicated engineering and design partner, making fast, well‑reasoned product decisions
• Work in our AI‑native product development lifecycle, leveraging AI tools actively in how you research, prototype, spec, and iterate
• Manage complex stakeholder relationships across operations, risk, compliance, commercial, and senior leadership, communicating clearly and building alignment
• Define and own success metrics for the Pension proposition, using data to identify opportunities and course‑correct quickly
• Coordinate third‑party provider relationships relevant to the Pension product (e.g. SIPP providers, platform integrations)
• Monday to Thursday: 9:00 AM – 6:00 PM
• Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
• Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!

Benefits

• 28 Days of Holidays – Plus Public Holidays: Take 28 days to unwind and recharge, plus all public holidays! We prioritize your work‑life balance so you can enjoy life outside of work.
• Private Healthcare with Bupa – Your Health, Our Priority: Get comprehensive care with Vitality’s private healthcare, where your medical history is disregarded, ensuring peace of mind whenever you need it.
• Chip Fitness Benefits – Your Wellbeing, Your Way: Support your fitness and mental wellbeing with access to classes, programs, and personal goals. We’ve got you covered!
• Employee Assistance Programme – We’ve Got Your Back: Access confidential support for personal or work challenges, including mental health resources and practical advice. We’ve got your back!
• Hybrid Working – Flexibility at Its Best: Work in the office 3 times a week, blending in‑person collaboration with the comfort of home.
• Investing in Your Growth: We support your development with an annual training budget for courses, workshops, or conferences to help you advance your career.
• Pension – We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career!
• Company Laptop – Work Anytime, Anywhere: Get a company laptop to stay productive on the go, wherever you are!
• Working Away Policy – Work from anywhere outside the UK for up to 90 days – take your job on the go!
• Cycle to Work Scheme – Ride in Style: Enjoy the Cycle to Work Scheme and pedal your way to a healthier, greener commute.
• Season Ticket Loan

The most important thing is mindset. We want someone with drive, conviction, and a positive, problem‑solving attitude. The rest is contextPositive and resilient: you bring constructive energy to ambiguous and challenging situations, and you make the people around you betterOpinionated about product: you form views based on evidence, communicate them with confidence, and back them up when challengedA problem‑solver who leans in: when given a problem, you can break it down, frame options, and recommend a path forwardA natural driver: proactive, self‑starting, and energised by ownership rather than daunted by itDecisive under uncertainty: you are comfortable making calls without perfect information and own the outcomesData‑driven: you use data to spot problems and validate solutions, and you set meaningful success metrics from day oneProduct management experience, ideally in a scale‑up or high‑growth environmentStrong product craft: you understand customers deeply, write sharp requirements, make considered UX decisions, ship quality at pace, and know how to manage and prioritise opportunities and problems to solve in a flexible wayCommercially minded: you keep revenue, cost, and business model implications front of mind in every product decisionAI curious: you use AI tools actively in your day‑to‑day product process and see them as a genuine advantage, not a noveltyExperience in fintech, with strong preference for investments, wealth management, or pension productsFamiliarity with the UK pension landscape, including SIPP products and pension transfersUnderstanding of the regulatory environment relevant to pensions (FCA‑regulated products, consumer duty, etc.) is a plus, though not essential from day oneComfortable presenting and aligning with senior leadership, including at exec levelClear, direct communicator — written and verbal — who can adapt their style to different audiencesAble to navigate operations, compliance, risk, legal, and commercial stakeholders without losing pace or momentum