Product Manager (Lending) - Engine by Starling

Starling Bank; City Of London; Hybrid; GBP 70,000 - 90,000; Full time

Job summary

A leading technology-driven bank in London seeks an experienced Product Manager to lead efforts in the Lending area. You will oversee product development, work with clients, and collaborate across teams to enhance product offerings. The ideal candidate has over 5 years of experience in product management, especially in FinTech. A hybrid work model is available with various benefits including flexible holidays and wellness programs.

Benefits

33 days holiday

Private Medical Insurance

Life insurance at 4x salary

Salary sacrifice pension scheme

Volunteering time

Qualifications

• 5+ years of direct Product manager/owner experience, ideally in FinTech or with a regulated lender.
• Experience owning and delivering features from start to finish.
• Experience working across regions and jurisdictions.

Responsibilities

• Manage end-to-end delivery of sub-domains in Lending.
• Contribute to the overall lending roadmap.
• Collaborate cross-functionally with engineering and design.

Skills

Problem solving

Communication skills

Technical curiosity

UX understanding

Tools

APIs

Job description

At Engine by Starling, we are on a mission to find and work with leading banks all around the world who have the ambition to build rapid growth businesses, on our technology.

Engine is Starling's software-as-a-service (SaaS) business, the technology that was built to power Starling, and two years ago we split out as a separate business.

Starling has seen exceptional growth and success, and a large part of that is down to the fact that we have built our own modern technology from the ground up. This SaaS technology platform is now available to banks and financial institutions all around the world, enabling them to benefit from the innovative digital features, and efficient back‑office processes that has helped achieve Starling's success.

We draw upon our experience as knowledgeable bankers, and best in class technologists to become the chosen option for these banks, and preferred partners for leading consultancies.

Hybrid Working

We have a Hybrid approach to working here at Engine - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person.

About the role

In this role within Engine’s Product & Technology function, you’ll run one or more sub‑domains in the Lending area, ensuring successful product development throughout, as well as having oversight and involvement in the creation of new lending features. You’ll also work closely with the wider lending product team, including contributing to the broader lending roadmap. You’ll have touch points with our existing and future clients to ensure we support them effectively.

You’ll enjoy problem solving, getting to the detail, and understanding how clients can make the best use of our product, whilst designing ways to improve it. Your work will span product strategy, client‑facing requirements gathering & solution design, and product ownership in an Engineering context.

What you'll get to do

• Take ownership of a best‑in‑class lending product by scoping out breakthrough features, and owning the end‑to‑end delivery of your sub‑domains in close alignment with the Product and Engineering domain leaders.
• Contribute to the overall lending roadmap with inputs from your sub‑domains.
• You’ll work cross‑functionally with engineers, designers, document writers, and QA to drive the design and delivery of improvements to the product that align with the vision of the business, taking into account existing and potential clients.
• You’ll confidently and independently prioritise incoming tasks and clearly communicate ‘the what’ and ‘the why’ of each decision to both internal and external stakeholders.
• You’ll manage deadlines and be responsible for proactively raising delivery risks that may impact our client projects.
• You’ll develop a close relationship with our Delivery and Customer Success teams, taking the lead on assessing feature requests and client requirements as a key input into overall feature and roadmap definition.
• You’ll work closely with our Business Development team by helping the team understand Engine’s capabilities in your domain and joining early‑stage Sales conversations as an SME.
• You will be responsible for being the champion of the feature, telling different teams and clients about the product, and adapting your style of communication and materials to different stakeholders.

You’ll enjoy problem solving, getting to the detail, and understanding how clients can make the best use of our product, whilst designing ways to improve it. Your work will span product strategy, client‑facing requirements gathering & solution design, and product ownership in an Engineering context.

Hear more from the team in some case studies, below, and our work with Women In Tech.

• Product in Practice

Your background

• 5+ years of direct Product manager/owner experience, ideally in FinTech or with a regulated lender.
• You have owned and delivered new features, projects or products from start to finish and have gathered clear learnings on what went well and what didn’t. You’ve then ensured the successful in‑life maintenance of the feature (or project) going forward.
• Relevant experience in one or more of our lending subdomains: Origination, Credit Cards, Overdrafts, Collections and Mortgages & Term Lending.
• Experience working across different regions and jurisdictions is a plus.
• You are comfortable leading multiple workstreams on the go as well as presenting existing and new capabilities internally and externally to clients.
• You have experience working directly with APIs.
• You have a keen eye for mobile UX and a good understanding of market trends in the lending world.
• You have experience of rapidly understanding problems and presenting solutions in a structured and informative manner that facilitates decision making.

Your skills

• You’re able to manage competing priorities, whilst keeping sight of the big picture and driving towards an end goal.
• You are intellectually and technically curious and enjoy learning what things do and how they work.
• You have a knack for understanding technical concepts and enjoy getting into the details with engineering and design.
• You have good communication skills that will be required to work with both internal and external stakeholders.
• You’re comfortable handling ambiguity and working in a flat structure.
• You proactively take accountability for important and strategic activities.

Interview process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

• 45 minute with someone from the team
• 1 hour with two more people from the team including our Technical Product Director
• 45 minutes with two of the senior leadership team

• 33 days holiday (including public holidays, which you can take when it works best for you)
• An extra day’s holiday for your birthday
• Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
• 16 hours paid volunteering time a year
• Salary sacrifice, company enhanced pension scheme
• Life insurance at 4x your salary & group income protection
• Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr Mrs Smith and Peloton
• Generous family‑friendly policies
• Incentives refer a friend scheme
• Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
• Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway. We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems.

Engine by Starling is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Engine by Starling are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.

When you provide us with this information, you are doing so at your own consent, with full knowledge that we will process this personal data in accordance with our Privacy Notice. By submitting your application, you agree that Engine by Starling and Starling will collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we will process, where we will process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.