Product Lead Financial Services

Utility Warehouse; Greater London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A major utility service provider in Greater London seeks a Product Lead for Financial Services to own the product strategy for Cashback and Insurance. This role will lead multiple product managers, driving innovation and compliance within regulated markets. Successful candidates will demonstrate experience in product development in financial services and strong commercial judgement. This opportunity includes a competitive salary, flexible working options, and a commitment to employee development.

Benefits

Industry-benchmarked salary

Flexible working

Matched-contribution pension scheme

Discounts on services

Family-friendly policies

Career Development Framework

Qualifications

• Experience leading regulated financial digital product development.
• Proven ability to work across compliance-heavy environments.
• Strong stakeholder management and communication skills.

Responsibilities

• Define and drive product strategy for Cashback and Insurance.
• Take accountability for conversion and revenue outcomes.
• Lead and coach a team of Product Managers.

Skills

Leading regulated financial or insurance product development

Strong commercial and customer judgement

Stakeholder management

Agile software development

Data analysis and user experience passion

Job description

Overview

Hi! We're UW. We’re on a mission to take the headache out of utilities by providing them all in one place. One bill for energy, broadband, mobile and insurance and a whole lot of savings!

We’re aiming to double in size as we help more people to stop wasting time and money—big ambitions, to be delivered by people like you.

Got your attention? Read on…

We put people first. It’s all about you…

Role

The Product Lead for Financial Services is the single-threaded owner for Cashback and Insurance at UW. You will be accountable for setting product direction, owning outcomes, and leading multiple squads and PMs across a regulated, commercially critical domain that directly impacts acquisition, retention, and customer lifetime value.

The focus of the role is to make UW\'s Financial Services products easy to understand, easy to buy, and easy to scale, while ensuring compliance-by-design and strong integration with UW’s broader multi-service propositions.

This is a portfolio-level leadership role: bridging company strategy and execution, shaping long-term direction, and ensuring teams consistently deliver meaningful business outcomes.

We work together. Your team and the people you will work with…

Reporting to VP, Product, this role will manage a squad of 3-5 Product Managers whilst collaborating closely with engineering leadership and commercial stakeholders.

We deliver progress. What you’ll do and how you will make an impact.

• Own the Vision & Strategy: You will define and drive the product strategy for our Cashback card and Insurance pillars, translating high-level company goals into bold product bets that deliver undeniable customer value and commercial growth. You’ll create and maintain a multi-year strategic roadmap for their domain, anticipating future technical and market needs.
• Champion Commercial Impact: Take full accountability for critical outcomes—including conversion, revenue, and LTV. You will understand build-vs-buy decisions, and apply ruthless prioritisation to ensure the team can move quickly and deliver meaningful outcomes within a complex regulated landscape.
• Architect Game-Changing Propositions: Design and evolve bundling and cross-sell strategies that build trust and drive retention. You’ll create a multi-year roadmap that anticipates market shifts and keeps us ahead of the curve.
• Empower & Elevate Talent: Lead, coach, and inspire a team of 3–5 Product Managers. You will set clear guardrails and foster a design-led culture where your team has the autonomy to execute with confidence.
• Unite Engineering & Stakeholders: Act as a strategic partner to Engineering, Compliance, and Commercial leads. You will serve as the senior product voice, ensuring our architecture supports our strategy and that we deliver "compliant by design" products with seamless execution.

Possible Next Career Steps

• Head of Product

Qualifications

What you'll need to demonstrate to be successful in this role:

• Experience leading regulated financial or insurance digital product development
• Strong commercial and customer judgement.
• Comfortable operating in an OKR-led, empowered product model.
• Proven ability to work across compliance-heavy environments without slowing delivery.
• Strong stakeholder management and communication skills
• Be comfortable collaborating with teams across product & design, data, marketing, engineering, commercial & operations.
• Have hands-on experience with agile software development
• Experience in financial services desirable not essential
• Have experience and passion for analysing data and user experience

Additional Information

So why pick UW?

We’ve got big ambitions so there’s going to be plenty of challenges. There are also a lot of benefits:

• An industry-benchmarked salary. We’ll share it during your first conversation.
• Share Options and Save as You Earn scheme.
• Flexible working — remote-first with access to hot desks across the UK and a central London hub.
• Work-from-anywhere policy for up to 2 weeks per year.
• Electric Car salary sacrifice scheme through Tusker
• Discounts on our services and a free Cashback Card.
• Matched-contribution pension scheme and life assurance up to 4x salary.
• Family-friendly policies designed to help you and your family thrive.
• Discounted private health insurance, Employee Assistance line and free Virtual GP.
• Belonging groups helping shape an inclusive future.
• A commitment to learning and progression through our Career Development Framework with regular review and promotion cycles.

Apply here!

You’ve got this far… Hit apply — we can’t wait to hear from you!

Worried you don’t hit every criterion? We welcome applications from diverse backgrounds — get your application in and let’s chat!

Claire Fennell will be your point of contact throughout the recruitment process.

Not sure you meet all the requirements? Let us decide! Research shows that women and members of other underrepresented groups tend not to apply for jobs if they think they may not meet every qualification, when in fact they often do.

We provide equal opportunities, a diverse and inclusive work environment, and fairness for everyone. You are welcome to apply no matter your age, disability, gender, marriage or civil partnership status, pregnancy and maternity status, race, religion or belief, or sexual orientation. Please don’t be afraid to ask about what we can do to support your needs. All requests will be carefully and fairly considered.

Please note, if you are successful and offered a role at UW, you will be subject to a background check. Where checks are unsatisfactory or incomplete and/or a failure to reveal information relating to convictions that you are required to identify as part of the background checks, could lead to withdrawal of an offer of employment.