Product Director

Liberis; Greater London; Hybrid; GBP 90,000 - 120,000; Full time

Job summary

A financial technology company located in Greater London seeks a Product Director to define and scale SME credit products. The successful candidate will own the product strategy, design innovative credit offerings, and work closely with partners to enhance product adoption. You should possess strong leadership skills, a proven track record of financial product innovation, and a deep understanding of credit economics. This role supports hybrid working, requiring in-office presence three days a week.

Qualifications

• Proven success building and scaling credit products.
• Leadership experience managing and developing product teams.
• Track record of launching innovative financial products.
• Deep understanding of credit economics for SME market.
• Experience in embedded finance or fintech platforms.
• Sharp commercial awareness balancing product vision with economics.
• Skilled in data-driven experimentation and market analysis.

Responsibilities

• Define and own product strategy and roadmap.
• Design and build new credit products.
• Collaborate with partners to create embedded financial products.
• Own KPIs around penetration and performance.
• Lead cross-functional teams for compliant products.
• Mentor and build a high-performing product team.
• Track market trends and competitor moves.

Skills

Building and scaling credit products

Leadership and team development

Innovative financial product launching

Understanding of credit economics

Experience in embedded finance

Data-driven decision-making

Commercial sharpness

Job description

Overview

At Liberis were at a turning point and were looking for a Product Director who can help us define and scale our next generation of SME credit products.

Youll own the strategy & design of our credit portfolio building upon our flagship revenue-based finance offering and drive product diversification (e.g. Flexi Term Loans etc) helping us stay ahead of the curve!

Reporting into our CPTO youll lead a talented team of Product Managers building at global scale working with partners like eBay Vagaro Teya Elavon and WorldPay as we expand across North America and beyond.

This is your chance to build products that make a real difference utilising your credit expertise product vision and commercial acumen to help millions of small businesses access the capital they need to grow! All while being part of a culture thats ambitious but empathetic fast-moving but accountable bold but grounded in proof.

About Liberis

Traditional small business finance is too slow too inflexible and excludes too many good companies. Without access to the right funding small businesses cant thrive and neither can our economy.

At Liberis were fixing that we are a technology-driven company bridging the gap between finance and small businesses. Weve built an intelligent embedded finance platform that enables our partners around the world to offer innovative funding products seamlessly inside their ecosystems. We connect SMEs to the right product at the right time from Business Cash Advance and Flexi Advance to Pay with Liberis Term Loans and beyond.

Since 2007 we have funded over 50000 small businesses with over $3bn - but we believe there is much more to be done!

What youll do

• Define & Own Product Strategy Build the long-term roadmap for our multi-product credit suite aligning to Liberis ambition of becoming the #1 embedded finance platform in the World.


• Innovate & Scale Design and build new credit products and evolve existing ones to serve broader merchant segments and new type of partners.


• Partner Deeply Work hand-in-hand with Liberis strategic partners to co-create and embed financial products that drive adoption and loyalty.


• Commercial Impact Own key KPIs around penetration unit economics and portfolio performance; balance growth with margin and risk.


• Cross-Functional Leadership Collaborate with Engineering Data Science Underwriting and Operations to deliver scalable automated and regulatory-compliant products.


• Team Leadership Build and mentor a high-performing product team setting a culture of speed creativity and merchant-centricity.


• Stay Ahead Track market trends competitor moves technology trends and regulatory shifts to keep Liberis ahead of the curve.

What we think youll need

• Proven success building and scaling credit products ideally across revenue-based finance SME lending cards or payments.


• Proven leadership experience managing and developing teams of product managers fostering a culture of high performance and growth.


• Track record of launching innovative financial products that achieved significant adoption and commercial results.


• Deep understanding of credit economics for SME market underwriting capital markets and risk frameworks.


• Experience in embedded finance payments or fintech platforms (global exposure a plus). Strong ability to influence and align senior stakeholders across risk finance and technology.


• Commercial sharpness balancing product vision with unit economics cost-to-serve and margin.


• Data-driven approach : skilled in experimentation market analysis and customer insights.


• High integrity merchant-centric mindset and alignment with Liberis Behaviours (Merchants Matter Most Act Like Time is Running Out Own Every Outcome Communicate Directly Prove It Empathy Always).

Next steps

If this opportunity feels like the right fit for your next career move wed love to hear from you!

Even if you dont meet every requirement dont hesitate to apply or reach out to Chess (Internal Recruiter) on

Our hybrid approach

Working together in person helps us move faster collaborate better and build a great Liberis culture. Our hybrid working policy requires team members to be in the office at least 3 days a week.

At Liberis we embrace flexibility as a core part of our culture while also valuing the importance of the time our teams spend together in the office.

#LI-FC1

Required Experience :

Director

Key Skills: Financial,AXA,Horticulture,Market Research,Chemistry

Employment Type : Full Time

Experience : years

Vacancy : 1