Product Director

Liberis; City Of London; On-site; GBP 90,000 - 120,000; Full time

Job summary

A financial technology firm in London is seeking a Product Director to define and scale their suite of SME credit products. The role involves leading a talented team, partnering with strategic partners, and driving product innovation to support the growth of small businesses. Ideal candidates will have a proven track record in building credit products and a deep understanding of the SME finance landscape. The position offers a hybrid work model requiring office presence at least 3 days a week.

Qualifications

• Proven success in building and scaling credit products.
• Leadership experience in managing teams of product managers.
• Track record of launching innovative financial products.
• Deep understanding of credit economics for SMEs.
• Experience in embedded finance or fintech platforms.
• Skilled in market analysis and customer insights.

Responsibilities

• Define and own product strategy for a multi-product credit suite.
• Innovate and scale new and existing credit products.
• Partner with strategic partners to embed financial products.
• Own key KPIs around penetration and portfolio performance.
• Collaborate with Engineering and Data Science to ensure compliance.
• Mentor a high-performing product team.
• Track market trends to maintain competitive edge.

Skills

Building and scaling credit products

Leadership and team management

Launching innovative financial products

Understanding credit economics

Experience in embedded finance

Commercial sharpness

Data-driven approach

Job description

Overview

At Liberis, we’re at a turning point — and we’re looking for a Product Director who can help us define and scale our next generation of SME credit products.

You’ll own the strategy & design of our credit portfolio, building upon our flagship revenue-based finance offering and drive product diversification (e.g. Flexi, Term Loans, etc), helping us stay ahead of the curve.

Reporting into our CPTO, you’ll lead a talented team of Product Managers building at global scale, working with partners like eBay, Vagaro, Teya, Elavon, and WorldPay, as we expand across North America and beyond.

This is your chance to build products that make a real difference, utilising your credit expertise, product vision and commercial acumen to help millions of small businesses access the capital they need to grow! All while being part of a culture that’s ambitious but empathetic, fast-moving but accountable, bold but grounded in proof.

About Liberis

About Liberis:

Traditional small business finance is too slow, too inflexible, and excludes too many good companies. Without access to the right funding, small businesses can’t thrive – and neither can our economy.

At Liberis, we’re fixing that, we are a technology-driven company, bridging the gap between finance and small businesses. We’ve built an intelligent embedded finance platform that enables our partners around the world to offer innovative funding products seamlessly inside their ecosystems. We connect SMEs to the right product, at the right time – from Business Cash Advance and Flexi Advance, to Pay with Liberis, Term Loans, and beyond.

Since 2007, we have funded over 50,000 small businesses with over $3bn - but we believe there is much more to be done!

What you’ll do

• Define & Own Product Strategy – Build the long-term roadmap for our multi-product credit suite, aligning to Liberis’ ambition of becoming the #1 embedded finance platform in the World.
• Innovate & Scale – Design and build new credit products and evolve existing ones to serve broader merchant segments and new type of partners.
• Partner Deeply – Work hand-in-hand with Liberis strategic partners to co-create and embed financial products that drive adoption and loyalty.
• Commercial Impact – Own key KPIs around penetration, unit economics, and portfolio performance; balance growth with margin and risk.
• Cross-Functional Leadership – Collaborate with Engineering, Data Science, Underwriting, and Operations to deliver scalable, automated, and regulatory-compliant products.
• Team Leadership – Build and mentor a high-performing product team, setting a culture of speed, creativity, and merchant-centricity.
• Stay Ahead – Track market trends, competitor moves, technology trends and regulatory shifts to keep Liberis ahead of the curve.

What we think you’ll need

• Proven success building and scaling credit products – ideally across revenue-based finance, SME lending, cards, or payments.
• Proven leadership experience managing and developing teams of product managers, fostering a culture of high performance and growth.
• Track record of launching innovative financial products that achieved significant adoption and commercial results.
• Deep understanding of credit economics for SME market, underwriting, capital markets, and risk frameworks.
• Experience in embedded finance, payments, or fintech platforms (global exposure a plus). Strong ability to influence and align senior stakeholders across risk, finance, and technology.
• Commercial sharpness – balancing product vision with unit economics, cost-to-serve, and margin.
• Data-driven approach: skilled in experimentation, market analysis, and customer insights.
• High integrity, merchant-centric mindset, and alignment with Liberis Behaviours (Merchants Matter Most, Act Like Time is Running Out, Own Every Outcome, Communicate Directly, Prove It, Empathy Always).

Next steps

If this opportunity feels like the right fit for your next career move, we’d love to hear from you!

Even if you don’t meet every requirement, don’t hesitate to apply or reach out to Chess (Internal Recruiter) on [e-mail]

Our hybrid approach

Our hybrid working policy requires team members to be in the office at least 3 days a week. We embrace flexibility as a core part of our culture, while also valuing the importance of time together in the office.

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