Product and Proposition Manager

BARCLAYS; Birmingham; On-site; GBP 32,000 - 46,000; Full time

Job summary

Barclays is offering the Future Xcelerator Programme in Business Banking, a two-year accelerated development track for high-potential technologists. You will rotate across key areas, work with senior stakeholders, and contribute to customer‑led banking solutions.

The programme provides structured development, coaching and a pathway to a permanent role. You will engage in risk, governance and compliance, and gain exposure to product and proposition development within a large financial services

Qualifications

• Analytical and problem‑solving skills.
• An interest in AI, digital technology and innovation in financial services.
• Clear communication skills and the ability to work well with stakeholders.
• The ability to work effectively in a fast‑paced, changing environment.
• An understanding of risk, governance and compliance in a regulated setting.
• A genuine interest in the future of financial services and improving customer outcomes.
• Experience in consulting, financial services or a fintech environment.
• Prior experience of a role in transformation, strategic change, or product and proposition development.
• Academic background, professional qualification, or equivalent relevant experience.

Responsibilities

• Support the development of customer-focused products and propositions.
• Contribute to strategic change initiatives and help solve business banking challenges.
• Gain broad exposure across Business Banking, rotating through key areas and senior stakeholders.
• Assist with risk, governance and compliance considerations throughout product lifecycles.

Skills

Analytical thinking

Stakeholder collaboration

Interest in AI & tech

Communication

Education

Academic background or professional qualification

Job description

You will join the Future Xcelerator Programme, a two-year accelerated development opportunity designed for high-potential, future-focused talent with a passion for technology, data and innovation. In this role, you will align to business-critical initiatives across Business Banking. Using data, insight and emerging technologies, including AI, you will help shape smarter, more intuitive banking solutions. You will support the development of customer-focused products and propositions, contribute to strategic change initiatives, and help solve real business banking challenges that improve client outcomes and drive growth. From day one, you will gain broad exposure to how a large financial services organisation operates, while building the commercial, strategic and customer-led thinking needed to make a meaningful impact.

You will rotate across key areas of Business Banking, including Customer Journey Labs, Product and Transformation, Strategy and Segmentation, Structured Finance and Relationship Management, giving you the opportunity to build breadth of experience and an internal network. You will work closely with senior stakeholders and cross-functional teams across the business, including Risk, Compliance and Technology, to help deliver well-controlled, sustainable solutions and support the end-to-end lifecycle of product and proposition development. Throughout the programme, you will benefit from structured development, tailored coaching and cohort-based learning, and by the end of the two years, you will be established in a permanent role within Business Banking with the skills, insight and exposure to continue growing your career with confidence.

To be successful in the Xcelerator Programme, you will have experience with:

• Analytical and problem‑solving skills.
• An interest in AI, digital technology and innovation in financial services.
• Clear communication skills and the ability to work well with stakeholders.
• The ability to work effectively in a fast‑paced, changing environment.
• An understanding of risk, governance and compliance in a regulated setting.
• A genuine interest in the future of financial services and improving customer outcomes.
• Experience in consulting, financial services or a fintech environment.
• Prior experience of a role in transformation, strategic change, or product and proposition development.
• Academic background, professional qualification, or equivalent relevant experience.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job‑specific technical skills.

This role can be based in London, Manchester or Birmingham. Barclays operates a hybrid working model, and colleagues in this role will be expected to attend the office on agreed anchor days in line with the team they join.

Purpose of the role

To manage and develop existing and new products and/or services; and where applicable, ownership of related customer and colleague journeys, develops the product strategy, drive change through Barclays execution teams, make key decisions in the product lifecycle and own associated outcomes for customers, colleagues and the bank, achieved through appropriate service level agreements, regulatory compliance, risk management and controls.

Accountabilities

• Development of customer level strategies & solutions that are tailored to customers’ needs.
• Subject Matter Expert in the applicable Product/Proposition team and be able to confidently guide and advise stakeholders at all levels in the Bank on the application of existing and new products/propositions and related customer and colleague journeys.
• Development of product propositions, and/or service strategy, define the priorities for delivering the outcomes needed to deliver the strategy and lead execution of the priorities.
• Development of different commercial and business models through a strong understanding of the financial drivers of the P&L for the relevant segment/ proposition/ journey.
• Evaluation of the technical feasibility, legal compliance, and potential risks associated with the development and launch of the new product.
• Monitoring of market trends and analysis feedback from internal employees and target customers through prototypes, user testing sessions, and beta programs to identify areas for improvement to refine the product / process before launch.
• Management of comprehensive launch plans and technical deployments for products that establish rollout timelines, marketing strategies, training initiatives and communication channels to promote the launch new products effectively.
• Monitoring of key metrics such as adoption rates, usage patterns, customer satisfaction (including complaints), and revenue generation to assess the product's performance against set goals.

Assistant Vice President Expectations

• To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.
• Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes.
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.
• Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.
• Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.
• Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.
• Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave.