Private Credit Associate: Independent Modelling

Cobalt Recruitment; Greater London; On-site; GBP 40,000 - 60,000; Full time

Job summary

A specialist private credit fund in London is seeking a technically strong Associate to join its investment team. The candidate will have a direct impact on investment decisions through robust financial modelling and analysis across multiple asset classes. This challenging role demands strong analytical skills and the ability to work independently, as there are no rigid templates. Candidates with 2–5 years of experience in private credit or related fields will thrive. The environment promotes intellectual curiosity and offers immediate responsibilities.

Qualifications

• 2–5 years’ experience in private credit, structured or specialty finance, or asset-backed lending.
• Ability to build complex Excel models from scratch.
• Exposure to multiple credit types is highly desirable.

Responsibilities

• Analyse borrower financials and loan datasets.
• Build bespoke Excel models for credit risk assessment.
• Challenge borrower assumptions and assess underwriting methodologies.

Skills

Strong analytical thinking

Complex Excel modelling

Handling large datasets

Credit risk assessment

Job description

A specialist private credit fund in London is seeking a technically strong Associate to join its investment team. The candidate will have a direct impact on investment decisions through robust financial modelling and analysis across multiple asset classes. This challenging role demands strong analytical skills and the ability to work independently, as there are no rigid templates. Candidates with 2–5 years of experience in private credit or related fields will thrive. The environment promotes intellectual curiosity and offers immediate responsibilities.