Portfolio Senior Analyst

Principality Building Society; Trealaw; Hybrid; GBP 45,000 - 60,000; Full time

Job summary

A financial institution in the UK seeks a Portfolio Senior Analyst to enhance balance sheet management and execute strategic initiatives. This role involves liquidity management, interest rate risk hedging, and contributing to financial decision-making processes. The ideal candidate will have strong analytical skills and experience in finance or treasury functions, with opportunities for professional development in a flexible hybrid working environment. Join a collaborative team dedicated to financial resilience and improvement.

Benefits

Flexible/hybrid working

Health and wellbeing benefits

Professional development opportunities

Qualifications

• Strong analytical ability and market insight.
• Effective planning and judgement under pressure.
• Proactive approach to issue identification and solution delivery.
• Willing to improve skills through continuous professional development.

Responsibilities

• Support the Hedging Forum with data analysis for strategies.
• Execute interest rate risk hedging aligned with ALCO view.
• Contribute analysis for the Investment Forum and manage investments.
• Manage daily liquidity and cash flow compliance.
• Apply economic analysis for strategic decision-making.
• Develop relationships with financial partners.
• Maintain continuous dealer access with Bank of England facilities.
• Contribute to Treasury Management System development.

Skills

Analytical ability

Market insight

Attention to detail

Excellent communication skills

Relationship management

Job description

we have an award-winning flexible/hybrid working policy, we're a 2022 winner of UK Best Large Workplaces for Women, we have a refurbished hi-tech office in the centre of Cardiff designed around colleague feedback, we ranked number 6 for wellbeing in 2022, we have an extensive financial and well‑being benefits package "Belong" designed to put our people first, we have consistent colleague engagement scores of over 85% and a caring community of supportive Networks. But that's not all, discover why there's really no place like Principality; https://www.Principality.Co.Uk/careers An exciting opportunity has arisen within our Finance Directorate for a Portfolio Senior Analyst. This is a key position within the Balance Sheet Management (BSM) function, focusing on deal‑execution and contributing to our broader balance‑sheet optimisation initiatives. You'll play a pivotal role in implementing hedging, investment, and liquidity management strategies, ensuring all activity aligns with dealing mandates and regulatory requirements. This role offers the chance to work in a dynamic environment where your insights will directly influence strategic decisions across Treasury and Finance.

Responsibilities

• Support the Hedging Forum by producing and developing data that enhances the measurement and monitoring of strategies across value and earnings.
• Execute interest rate risk hedging in line with the ALCO‑agreed rate view and risk appetite.
• Contribute to the Investment Forum, providing analysis to inform decisions around the Liquid Asset Buffer and executing investment opportunities as they arise.
• Manage daily liquidity, cash flow and collateral positions, ensuring the Society meets its financial and regulatory obligations.
• Apply market and economic analysis to support strategic decision‑making.
• Develop and maintain relationships with banks, brokers, and money‑market counterparties.
• Maintain Bank of England facilities, ensuring continuous dealer and authoriser access.
• Contribute to the ongoing development of key systems, such as the Treasury Management System and Bloomberg.

Qualifications

• You'll bring a combination of strong analytical ability, market insight, and attention to detail, with the confidence to contribute to key Treasury and Finance discussions.
• Strong numeracy and analytical skills with a keen eye for detail.
• Effective planning and judgement, even under time pressure.
• Ownership mindset – proactive in identifying issues and delivering creative solutions.
• Passionate about continuous improvement and delivering results.
• Excellent communication and relationship management skills, particularly with external financial partners.
• Sound judgement when analysing and distributing key information.
• Willingness to improve skills and knowledge through continuous professional development.

Experience

• Previous experience within a Finance or Treasury function.
• Understanding of treasury asset/liability portfolios and bank/building society balance sheets.
• Experience in derivative, investment or wholesale market trade execution (desirable).
• Strong understanding of market and economic principles.
• Knowledge of Asset and Liability Management (ALM) techniques and practices.

At Principality Building Society, you'll be part of a collaborative and forward‑thinking finance team, helping shape the Society's financial resilience and strategic direction. We'll support your professional development and give you opportunities to grow your skills in a stimulating, fast‑moving environment.

Our most important asset is our people. We value a healthy work‑life balance and currently offer a 35‑hour work week with our hybrid approach enabling you to have a mix of office days and remote working.

Our home is your home. So, when you decide to join the team, we'll go further to bring you the warmest of welcomes. From a friendly and inviting environment to a flexible benefit package designed around you – when it comes to belonging, there really is no place like Principality. We keep it flexible wherever possible; we encourage you to look after yourself; we do our bit in the communities we serve and support you in doing the same, and we promise to get better together.