Portfolio Lead Manager – 29127

The Emerald Group; City Of London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading insurance firm in London is seeking a candidate to manage overall portfolio performance while meeting contractual loss ratio targets. The role involves designing and implementing strategies, leading risk model deployments, and utilizing tools like SQL and R for performance measurement. The ideal candidate has a strong grasp of pricing model techniques and experience in actionable plans for loss ratio forecasting. Hybrid working model offered.

Qualifications

• Proficient in SQL and R.
• Good understanding of pricing model techniques.
• Experience forecasting loss ratio performance.

Responsibilities

• Take ownership of portfolio performance.
• Design and implement interventions to improve results.
• Lead deployment of new risk models.
• Build and maintain clear MI and dashboards.

Skills

SQL

R programming

Portfolio performance measurement

Pricing model techniques

Machine learning

Job description

Own overall portfolio performance to deliver the contractual loss ratio target agreed with their underwriting capacity partner

• Location: London/ Hybrid working
• Type: Permanent

Key Duties (Including but not limited to):

• Take end-to-end ownership of portfolio performance; monitor and explain loss ratio drivers by accident year, underwriting year, cohort and month
• Design, prioritise and implement interventions using pricing, product and underwriting levers to improve results
• Lead deployment of new risk models into live; assess pre/post impact and ensure robust change control and documentation
• Build and maintain clear MI and dashboards (e.g. AP/TP ratio, risk mix index, actuals vs estimates) to support timely decisions
• Strong grasp of portfolio performance measurement: AP/TP ratio, risk mix index, actuals vs estimates, loss ratio by time period and segment
• Proficient in SQL and R; comfortable working in proprietary systems and “in the engine room”
• Good understanding (ideally hands-on) of pricing model techniques, including GLMs and machine learning, and how to operationalise models in live
• Experience forecasting loss ratio performance and steering a portfolio via actionable plans