Portfolio Credit Manager

Reed; Guildford; Hybrid; GBP 100,000 - 125,000; Full time

Job summary

A leading finance recruitment agency is seeking an experienced Portfolio Manager for a 6-month contract in Guildford. The ideal candidate will possess strong credit risk management skills and be adept at analyzing financial data. Responsibilities include monitoring portfolios, ensuring compliance, and conducting market trend reviews. Benefits include flexible hybrid working, generous holidays, and a market-leading pension scheme.

Benefits

Flexible hybrid working

Generous holiday allowance

Market leading pension scheme

Qualifications

• Strong experience in credit risk management and financial assessments.
• Capable of presenting complex data to senior leadership teams.
• Experience with financial distress cases and structural changes.

Responsibilities

• Assess and monitor a portfolio of large companies through analysis.
• Maintain compliance oversight and advise the credit committee.
• Conduct regular market trend reviews and identify risks.

Skills

Credit risk management

Financial analysis

Data presentation

Education

Finance qualification (ACA, ACCA, CIMA)

Job description

Reed Finance are recruiting for a Portfolio Manager (Finance) on behalf of our globally recognised client on an initial 6 month, Fixed Term Contract Basis.

This role requires an experienced candidate with exceptional credit analysis skills and a robust understanding of finance, capable of deep diving in to numbers to assess potential risks. This role is pivotal in ensuring financial sustainability and regulatory compliance in a highly complex marketplace.

Day-to-day of the role:

• Assess and monitor a portfolio of large (multi‑million turnover) companies through qualitative and quantitative analysis.
• Maintain oversight of compliance against frameworks, advising the credit committee on financial sustainability and risks.
• Conduct regular reviews, monitor market trends, and identify early actions for companies showing signs of credit deterioration.
• Handle complex cases, including companies in financial distress or undergoing significant structural changes.
• Build and maintain relationships with client CEOs, CFOs, and other senior management, which sometimes may require difficult conversations to achieve resolutions.
• Develop a deep understanding of the issues affecting the industry to inform strategic decision‑making.
• Recommend improvements to policies, processes, and practices that are not meeting their objectives and implement these changes.

Required Skills & Qualifications:

• Strong experience in credit risk management and a broad finance background, able to analyse complex financial assessments and forecasts for large companies.
• Capable of presenting complex data to SLTs, including having challenging conversations where needed around credit, risks and assessments.
• A full finance qualification (ACA, ACCA, CIMA) would be advantageous, however is not essential.

Benefits:

• Flexible hybrid working (1-2 days per week in the office), very generous holiday allowance, market leading pension scheme and more.

Our client are looking to shortlist immediately, so please apply now for further information.