Payments Solutions Architect - Payments & Treasury - London

Salt Search; Greater London; Hybrid; GBP 129.000 - 185.000; Vollzeit

Zusammenfassung

Salt Search in London is seeking a senior Payments Solutions Architect to lead the design of cash, payments and treasury architectures. The role focuses on modernising banking and payment systems, bridging legacy and modern platforms, and delivering scalable solutions.

You will work across the end-to-end payment lifecycle, with strong emphasis on cross-border payments, SWIFT, ISO 20022 and API/microservices-based architectures. This is a hybrid role with periodic travel to client sites.

Qualifikationen

• Extensive payments domain experience with cross-border payments.
• Understanding of the end-to-end payment lifecycle, including clearance and settlement.
• Experience with SWIFT messaging and ISO 20022 standards.

Aufgaben

• Define and shape architecture across cash, payments and treasury platforms.
• Support modernisation of banking and payment systems.
• Provide architecture across end-to-end payment lifecycle from initiation to settlement.
• Design solutions using event-driven architectures, APIs and microservices.
• Define integration patterns across multiple platforms and environments.
• Lead architecture workshops with business and technology stakeholders.
• Evaluate options, risks and trade-offs; defend recommendations.

Kenntnisse

Payments domain

Cross-border payments

End-to-end payment lifecycle

Architecture leadership

Event-driven architecture

APIs and microservices

Stakeholder management

Tools

SWIFT messaging

ISO 20022

Jobbeschreibung

Payments Solutions Architect - Payments & Treasury - London

Rate: £700 - £1000 per day

Location: London or Brussels
Contract: 12 months
Working Model: Hybrid - approximately 8 days per month onsite
Travel: Occasional travel between London and Brussels, approximately once every 6 weeks

The Opportunity

We are looking for a Senior Cash & Banking Architect to join a major financial services organisation and support the modernisation of its Cash & Banking technology landscape.

This is a senior architecture role sitting at the intersection of payments, cash management, treasury and technology architecture. You will help shape the future architecture of business-critical banking platforms while working across both modern and legacy technology environments.

We are particularly interested in candidates with strong experience in payments and cross-border payments, who understand the end-to-end payment lifecycle and can translate complex business requirements into scalable technology solutions.

You do not need previous experience within this organisation or detailed knowledge of its existing cash platforms. A strong foundation in payments, banking and architecture is the priority.

Key Responsibilities

• Define and shape architecture across cash, payments and treasury platforms.
• Support the modernisation of existing banking and payment systems.
• Provide architecture expertise across the end-to-end payment lifecycle, including payment initiation, processing, clearing and settlement.
• Design solutions using event-driven architectures, APIs and microservices.
• Define integration patterns across multiple platforms and technology environments.
• Work with both modern platforms and established/legacy banking systems.
• Support the evolution from legacy messaging and integration approaches towards modern standards and architectures.
• Lead architecture workshops and working sessions with business and technology stakeholders.
• Evaluate solution options, architectural trade-offs, dependencies and risks.
• Present and defend architecture recommendations to senior stakeholders.
• Work collaboratively with engineering teams, business teams, product owners and other architects.

What We're Looking For

Payments & Banking

• Strong experience within the payments domain.
• Good understanding of cross-border/international payments.
• Understanding of the complete payment lifecycle through to clearing and settlement.
• Experience with SWIFT messaging.
• Knowledge of ISO 20022 and modern payment messaging standards.
• Familiarity with legacy SWIFT MT messaging alongside newer MX/ISO 20022 standards.
• Knowledge of cash management and/or treasury concepts.
• Experience gained within banking, financial-market infrastructure, clearing, settlement or a relevant financial-services consultancy.

Architecture

• Significant experience as a Solution Architect, Domain Architect, Enterprise Architect or Payments Architect.
• Strong understanding of event-driven architecture.
• Experience designing API and microservices-based architectures.
• Strong enterprise integration knowledge.
• Experience working across complex, highly integrated technology landscapes.
• Understanding of integration between mainframe and open-system environments would be advantageous but is not essential.
• Experience modernising legacy banking or payments platforms would be highly desirable.

Leadership & Stakeholder Management

This is not simply a technical design position. We are looking for an architect who is comfortable operating at a senior level and influencing important technology decisions.

You should be able to:

• Lead architecture and solution-design workshops.
• Facilitate discussions between business and technology teams.
• Clearly explain complex architecture decisions.
• Challenge existing approaches constructively.
• Respond confidently when your proposed architecture is challenged.
• Explain the assumptions, risks and trade-offs behind your recommendations.
• Adapt your approach as new information becomes available.

Ideal Background

Relevant candidates may currently be working within:

• Corporate or Transaction Banking
• Payments
• Cash Management
• Treasury Technology
• Financial Market Infrastructure
• Clearing & Settlement
• Post-Trade Technology
• Banking / Payments Transformation
• Financial Services Consulting

Previous experience within a CSD or financial-market infrastructure organisation would be valuable, but is not a prerequisite.

Rates depend on experience and client requirements