Payments Product Manager

Carr Lyons Search & Selection; Greater London; On-site; GBP 90,000 - 120,000; Full time

Job summary

Carr Lyons Search & Selection is seeking an experienced Payments Product Manager to join our client’s Transactional Banking business in London. The role will drive development, management and commercial success of payments proposition for corporate and institutional clients across international markets.

The successful candidate will combine strong payments expertise with commercial and strategic thinking, working across Product, Technology, Operations, Sales, Client Coverage, Risk and Compliance

Responsibilities

• Own and execute the product strategy and roadmap for assigned payments products and services.
• Identify opportunities to enhance the bank's payments proposition, improve client experience and generate sustainable revenue growth.
• Develop business cases for new products, capabilities and market opportunities, including commercial models, investment requirements and expected returns.
• Translate market trends, client requirements and competitive developments into actionable product initiatives.
• Lead the end-to-end product lifecycle, from ideation and business case development through implementation, launch and ongoing optimisation.
• Define product propositions, pricing structures, client journeys and service models in partnership with relevant stakeholders.
• Ensure products remain competitive, scalable and aligned with the bank's broader Transactional Banking strategy.

Job description

We are seeking an experienced Payments Product Manager to join our client's Transactional Banking business in London. The role will be responsible for driving the development, management and commercial success of our payments proposition for corporate and institutional clients across international markets.

The successful candidate will combine strong payments expertise with commercial and strategic thinking, working across Product, Technology, Operations, Sales, Client Coverage, Risk, Compliance and other functions to deliver innovative, scalable and client-centric payment solutions.

This is a highly collaborative role, with exposure to senior stakeholders and clients across multiple geographies. The role will suit an individual who understands the evolving payments landscape and can translate client needs, market developments and regulatory requirements into commercially viable products and propositions.

Key Responsibilities

• Own and execute the product strategy and roadmap for assigned payments products and services.
• Identify opportunities to enhance the bank's payments proposition, improve client experience and generate sustainable revenue growth.
• Develop business cases for new products, capabilities and market opportunities, including commercial models, investment requirements and expected returns.
• Translate market trends, client requirements and competitive developments into actionable product initiatives.
• Lead the end-to-end product lifecycle, from ideation and business case development through implementation, launch and ongoing optimisation.
• Define product propositions, pricing structures, client journeys and service models in partnership with relevant stakeholders.
• Ensure products remain competitive, scalable and aligned with the bank's broader Transactional Banking strategy.

Payments Expertise

• Maintain strong knowledge of domestic and cross-border payment schemes, clearing and settlement infrastructure and emerging payment technologies.
• Monitor developments across areas such as real-time payments, ISO 20022, APIs, SWIFT, open banking, embedded payments and digital payment solutions.
• Assess the impact of regulatory, market and technology developments on the bank's payments products and clients.
• Work closely with technology and operations teams to ensure payment solutions are robust, scalable and operationally effective.