Payments Architect – Issuing platform in London

www.cardandpaymentjobs.com; United Kingdom; Remote; GBP 80,000 - 120,000; Full time

Job summary

A fast-growing technology firm in the United Kingdom is looking for a Payments Architect to lead the architecture and development of a next-generation payments platform. This fully remote role requires extensive experience in IT architecture, particularly in the payments domain, and a strong focus on security and high-performance systems. The ideal candidate will have a proven track record in leading development teams and delivering large-scale projects.

Qualifications

• 10+ years of IT Architecture and software development experience.
• Experience leading development teams through product life cycles.
• Strong knowledge in payment processing stacks.
• Ability to design and maintain high-volume systems.

Responsibilities

• Lead the software architecture and development on the payments platform.
• Design and develop a next generation payments platform.
• Ensure security practices are integral to platform design.
• Build and lead a development team from a hands-on role.

Skills

IT Architecture experience

Team management capabilities

High-performance OLTP systems

Secure coding standards

Expertise with ISO 8583 protocol

Java

Node.js

Spring Framework

MySQL

Cloud-ready applications

Job description

Overview

Payments Architect – Issuing platform

Fully remote

Our client is a young, fast-growing payments start up that was built to be different. They are seeking a Payments Architect to focus on leading technology with a customer centric mindset to disrupt the payment infrastructure across the MENA region.

Responsibilities

• Lead the software architecture, design, and development on the payments platform.
• Design, develop, and deploy a next generation payments platform in the MENA region.
• Demonstrate leadership and success in complex, secure, high-availability, and high-volume environments.
• Wear multiple hats and eventually build and lead a team; start by hands-on work and progressively bring on team members.
• Focus on back-end infrastructure while handling extensive APIs and client interactions.
• Ensure security is central to the platform and integrated into the mindset and practices.

What You’ll Need

• At least 10 years of IT Architecture experience and hands-on software development experience delivering large-scale projects in the payments domain.
• Strong team management capabilities to lead development teams through the product life cycle.
• Experience designing and maintaining high-performance, high-volume OLTP systems.
• Knowledge of shared memory, queues, socket programming, multitasking, and multi-threading.
• Experience in secure coding standards, PCI, PADSS.
• Expertise with ISO 8583 protocol and specifications.
• Familiarity with payment schemes (Visa, Mastercard) switches, interfaces, and delivering periodic scheme mandates.
• Experience with payment processing stacks, specifically on the issuing side.
• Experience with Debit and Credit systems, tokenisation, and 3DS.
• Proficiency in Java, Node.js, Spring Framework, and MySQL.
• Experience designing and developing open APIs.
• Experience in designing cloud-ready applications, containers and Kubernetes, and working with CI/CD pipelines.
• Familiarity with HSM devices (e.g., Atalla or Thales).