Payment Operations Specialist

Tink; Cardiff; Hybrid; GBP 30,000 - 40,000; Full time

Job summary

A leading financial technology company is seeking an Operations Analyst to join their 24/7 Payment Operations Team in Cardiff. The role involves handling high volume payment processing tasks, conducting investigations, and collaborating with internal teams for issue resolution. Ideal candidates should have a Bachelor's Degree and strong communication skills. This hybrid position allows flexibility in work location.

Qualifications

• Minimum of 6 months of work experience or a Bachelor's Degree.
• 2+ years of experience in a payments role is preferred.
• Basic understanding of payment processing systems.

Responsibilities

• Execute high volume payment processing tasks efficiently.
• Conduct payment investigations and resolve exceptions.
• Collaborate with other teams for timely issue resolution.

Skills

Strong analytical and problem-solving skills

Excellent attention to detail and accuracy

Strong communication and interpersonal skills

Willingness to learn and adapt

Enthusiasm for learning and developing skills

Education

Bachelor's Degree

Tools

Banking software

Job description

Company Description

Fascinated by the future and captivated by technology? Smart, driven and want to make a difference in the world? You will fit right in.

By joining one of our teams at Visa Payments Limited, a division of Visa Inc since 2019, you’ll have an opportunity to shape the payments experience globally. Being part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive.

Visa Payments Limited is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network.

Individuality fuels our brand and our global team – we are proud that we are a talented team of 18,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life both within and outside of the office, and whether it is taking advantage of agile work schedules or our wellness programmes, Visa Payments Limited and Visa Inc. respects and encourages meaningful work/life balance for everyone.

If you think you could support the Visa family by joining Visa Payments Limited as a Operations Analyst, we want to hear from you.

You're an individual. We're the team for you. Together, let's transform the way the world pays.

This role is part of our 24/7 Payment Operations Team in Cardiff, working a 5 day shift either Tuesday to Saturday or Sunday to Thursday, 9am - 5pm.

Job Description

Responsibilities:

• Execute high volume payment processing tasks across multiple systems including Faster Payments, SWIFT, ACH and global real-time payment schemes, ensuring all payment completed efficiently within SLAs.
• Allocating and classifying incoming client funds accurately and on time ensuring the best client experience.
• Conduct payment investigations and resolving payment exceptions across multiple queues.
• Correspond and liaise with internal teams as well as directly with Network Partners to resolve operational issues promptly, upscale risks and minimize client impact.
• Identify and suggest improvements to processes, workflows, and tooling.
• Support the identification, management, and resolution of service-affecting incidents.
• Collaborate with other internal teams, including Compliance, Reconciliation, Incident Management, and Customer Support, to ensure issues are resolved in a timely manner.
• Report on daily challenges, workloads, and improvement ideas to the Payment Team Lead.
• This role will enable a candidate to develop an understanding of multiple payment systems, payment schemes and how money moves across the globe.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications: Minimum of 6 months of work experience or a Bachelor's Degree.

Preferred Qualifications:

• 2 or more years of work experience
• Bachelor degree or 2+ years experience in banking/fintech payments type role.
• Basic understanding of banking software and payment processing systems
• Strong analytical and problem-solving skills
• Excellent attention to detail and accuracy
• Strong communication and interpersonal skills
• Ability to work independently and as part of a team
• Willingness to learn and adapt to new tasks and responsibilities
• Enthusiasm for learning and developing skills in payments industry
• Knowledge of payments industry and scheme standards is a plus
• This role is part of our 24/7 Payment Operations Team in Cardiff, working a 5 day shift either Tuesday to Saturday or Sunday to Thursday, 9am - 5pm.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.