Mortgage Underwriter

Stellar Select; Welwyn; On-site; GBP 35,000 - 55,000; Full time

Job summary

A leading recruitment agency is seeking a Mortgage Underwriter - Buy to Let to join a fast-growing business in Hertfordshire. The successful candidate will have mandated underwriting experience in BTL mortgages, managing application pipelines, and performing thorough checks on applicants. Exceptional communication skills are essential, as you will liaise with brokers, valuers, and solicitors to ensure smooth processing of applications. This role offers a chance to develop expertise in complex mortgages.

Qualifications

• Experience with Buy-to-Let mortgages is essential.
• Proven ability to assess loan documentation and valuation reports.
• Extensive experience in managing a mortgage application pipeline.

Responsibilities

• Underwrite and assess loan documentation, highlighting concerns.
• Conduct checks on applicants and assess suitability for loans.
• Manage a pipeline of mortgage applications, providing updates.

Skills

Mandated underwriting experience

Ability to assess loan documentation

Strong track record on applicant/property checks

Experience managing mortgage pipeline

Confident in recommending cases

Skilled in liaising with professionals

Ability to manage cases from inception to completion

Job description

Job Title: Mortgage Underwriter - Buy to Let

Location: Hertfordshire

Salary: Based on experience

Hours: Monday to Friday 9 am to 5.30 pm

About the position of Mortgage Underwriter - Buy to Let

Ideally, you'll have worked with a specialist lender, but we also welcome applications from underwriters with strong Buy-to-Let experience at high street banks.

This role offers an exciting chance to develop your expertise in complex mortgages within a fast-growing, forward-thinking business. You'll be responsible for underwriting and assessing BTL mortgage applications, managing broker relationships, and working closely with credit committees.

If you have a proven track record in BTL underwriting and are ready to take the next step in your career, this is an excellent opportunity to join a successful lender with ambitious growth plans.

Responsibilities

• Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
• Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.
• Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers to help ensure service excellence is maintained.
• Recommending and referring cases to Credit Committee where credit committee approval required.
• Liaising with introducers, valuers and solicitors.
• Overseeing cases from inception through to completion.

Qualifications & Skills

• Mandated underwriting experience, specifically within Buy-to-Let mortgages.
• Proven ability to assess loan documentation and valuation reports, identifying and flagging any concerns.
• Strong track record of carrying out thorough checks on applicants and properties to determine loan suitability.
• Experience managing a mortgage application pipeline, proactively chasing missing information and providing timely updates to introducers.
• Confident in recommending and referring cases to Credit Committee for approval when required.
• Skilled in liaising with introducers, valuers, and solicitors to ensure smooth case progression.
• Demonstrated ability to manage cases from inception through to completion.

For more information regarding the role of Mortgage Underwriter - Buy to Let, please contact us.

Stellar Select is acting as an employment agency and is a corporate member of the REC.

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.