Mortgage Underwriter

Brooke Harrison Recruitment; Ringway; Hybrid; GBP 33,000; Full time

Job summary

A specialist lender in the UK is seeking a Mortgage Underwriter to manage loan applications and authorization processes. This full-time role based in Manchester offers competitive pay and hybrid working options. The ideal candidate should have at least 12 months of experience in loan processing, strong analytical skills, and excellent communication abilities. A commitment to financial regulations and lending practices is essential. Comprehensive benefits include health insurance and professional development opportunities.

Benefits

Competitive salary

Bonus scheme

Health insurance

Pension plans

Professional development opportunities

Company events

Cycle to work scheme

Employee discount

Health & wellbeing programme

Life insurance

Qualifications

• Minimum 12 months experience assessing or processing loan applications.
• Strong analytical skills and attention to detail.
• Knowledge of financial regulations and lending practices.

Responsibilities

• Manual underwriting from application to authorization.
• Efficiently process loan applications, ensuring compliance.
• Authorization of loans within specified limits.

Skills

Experience in loan applications

Analytical skills

Knowledge of financial regulations

Communication skills

Ability to thrive in fast-paced environment

Job description

Overview

Job Title: Mortgage Underwriter

Location: Manchester City Centre, M1. 5 days per week onsite with hybrid working options after successful completion of probation (minimum 3 days per week onsite). Operating hours: 9am–7pm.

Salary: £32,548 per annum + competitive bonus scheme

Company

Join a dynamic organization committed to financial inclusion! We\'re a specialist lender offering bespoke solutions to UK homeowners. Recognized for excellence and social impact, we\'re a two-time Sunday Times Fast Track 100 member and MEN Business of the Year award nominee in 2019.

Responsibilities

• Manual underwriting from application to authorization.
• Efficiently process loan applications, ensuring compliance.
• Authorization of loans within specified limits.
• Thorough risk assessment based on financial stability.
• Effective communication with clients, brokers, and stakeholders.

Qualifications and Skills

• Minimum 12 months experience assessing or processing loan applications - ideally in second charge lending or motor finance.
• Strong analytical skills and attention to detail.
• Knowledge of financial regulations and lending practices.
• Excellent communication and interpersonal skills.
• Ability to thrive in a dynamic, fast-paced environment.

Work Arrangement

Hybrid available after probation (6 months). Up to 2 days per week remote.

Benefits

• Competitive salary, bonus scheme, health insurance, pension plans, and professional development opportunities.
• Canteen
• Company events
• Company pension
• Cycle to work scheme
• Discounted or free food
• Employee discount
• Health & wellbeing programme
• Life insurance
• Private dental insurance
• Private medical insurance
• Transport links
• Work from home

Job Details

• Job Type: Full-time
• Location: Manchester M1 3BL (preferred)

Work authorisation

• United Kingdom (required)