Mortgage Underwriter

Stellar Select; England; On-site; GBP 60,000 - 80,000; Full time

Job summary

A reputable employment agency is seeking a Mortgage Underwriter specializing in Buy-to-Let mortgages. The ideal candidate will have mandated underwriting experience and a proven ability to assess loan documentation effectively. This role involves managing a pipeline of mortgage applications and liaising with various stakeholders to ensure smooth case progression. The position offers an exciting opportunity to develop expertise within a forward-thinking business.

Qualifications

• Experience in Buy-to-Let underwriting required.
• Strong understanding of loan documentation and valuation reports.
• Ability to manage a mortgage pipeline and chase missing information.

Responsibilities

• Underwriting and assessing loan documentation.
• Conducting checks on applicants and properties.
• Managing a pipeline of mortgage applications.

Skills

Mandated underwriting experience

Proven ability to assess loan documentation

Strong track record of thorough checks

Experience managing a mortgage application pipeline

Confident in recommending cases to Credit Committee

Skilled in liaising with introducers

Ability to manage cases from inception to completion

Job description

Overview

Job Title: Mortgage Underwriter - Buy to Let

Location: Hertfordshire

Salary: Based on experience

Hours: Monday to Friday 9 am to 5.30 pm

About the position

Ideally, you\'ll have worked with a specialist lender, but we also welcome applications from underwriters with strong Buy-to-Let experience at high street banks.

This role offers an exciting chance to develop your expertise in complex mortgages within a fast-growing, forward-thinking business. You\'ll be responsible for underwriting and assessing BTL mortgage applications, managing broker relationships, and working closely with credit committees.

If you have a proven track record in BTL underwriting and are ready to take the next step in your career, this is an excellent opportunity to join a successful lender with ambitious growth plans.

Responsibilities

• Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
• Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.
• Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
• Recommending and referring cases to Credit Committee where credit committee approval required.
• Liaising with introducers, valuers and solicitors.
• Overseeing cases from inception through to completion.

Experience and skills

• Mandated underwriting experience, specifically within Buy-to-Let mortgages
• Proven ability to assess loan documentation and valuation reports, identifying and flagging any concerns
• Strong track record of carrying out thorough checks on applicants and properties to determine loan suitability
• Experience managing a mortgage application pipeline, proactively chasing missing information and providing timely updates to introducers
• Confident in recommending and referring cases to Credit Committee for approval when required
• Skilled in liaising with introducers, valuers, and solicitors to ensure smooth case progression
• Demonstrated ability to manage cases from inception through to completion

For more information regarding the role of Mortgage Underwriter - Buy to Let please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC.

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.