Mortgage Underwriter

Stellar Select Limited; Enfield; On-site; GBP 50,000 - 60,000; Full time

Job summary

A recruitment agency seeks a Mortgage Underwriter specializing in Buy-to-Let mortgages to assess applications, manage broker relationships, and oversee loan processing. Ideal candidates will have mandated underwriting experience and a proven track record in BTL. This role is based in Hertfordshire with a competitive salary of up to £60,000 plus benefits.

Qualifications

• Experience in Buy-to-Let mortgages is mandatory.
• Ability to flag concerns in loan documentation is crucial.
• Proven pipeline management skills with timely updates required.

Responsibilities

• Underwrite and assess loan documentation.
• Manage a pipeline of mortgage applications.
• Liaise with introducers, valuers, and solicitors.

Skills

Mandated underwriting experience

Ability to assess loan documentation

Strong track record of checks on applicants

Mortgage application pipeline management

Confident recommending cases

Liaising with introducers and valuers

Managing cases from inception to completion

Job description

Job Title: Mortgage Underwriter - Buy to Let

Location: Hertfordshire

Salary: Up to £60,000 depending on experience + benefits

Hours: Monday to Friday 9 am to 5.30 pm

About the position of Mortgage Underwriter - Buy to Let:

Ideally, you'll have worked with a specialist lender, but we also welcome applications from underwriters with strong Buy-to-Let experience at high street banks.

This role offers an exciting chance to develop your expertise in complex mortgages within a fast-growing, forward-thinking business. You'll be responsible for underwriting and assessing BTL mortgage applications, managing broker relationships, and working closely with credit committees.

If you have a proven track record in BTL underwriting and are ready to take the next step in your career, this is an excellent opportunity to join a successful lender with ambitious growth plans.

Responsibilities for the role of Mortgage Underwriter - Buy to Let:

• Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
• Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.
• Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
• Recommending and referring cases to Credit Committee where credit committee approval required.
• Liaising with introducers, valuers and solicitors.
• Overseeing cases from inception through to completion.

Experience and skills required for the role of Mortgage Underwriter - Buy to Let:

• Mandated underwriting experience, specifically within Buy-to-Let mortgages
• Proven ability to assess loan documentation and valuation reports, identifying and flagging any concerns
• Strong track record of carrying out thorough checks on applicants and properties to determine loan suitability
• Experience managing a mortgage application pipeline, proactively chasing missing information and providing timely updates to introducers
• Confident in recommending and referring cases to Credit Committee for approval when required
• Skilled in liaising with introducers, valuers, and solicitors to ensure smooth case progression
• Demonstrated ability to manage cases from inception through to completion

For more information regarding the role of Mortgage Underwriter - Buy to Let please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC.

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.