Mortgage Advisor

2mrw Group; Shirley; On-site; GBP 35,000 - 50,000; Full time

Job summary

A financial services company in the UK is seeking an experienced Finance Specialist to guide clients on Buy to Let and Islamic Bridge Finance options. You will oversee finance applications, providing tailored recommendations and ensuring compliance with regulations. The ideal candidate has a background in mortgage lending and excellent organizational skills. This role emphasizes ethical practices and collaborative teamwork, with a strong commitment to professional development.

Qualifications

• Previous experience in home finance or mortgage lending.
• Experience in advising clients on financial products.
• Proficient in using IT systems and applications.

Responsibilities

• Oversee home finance applications to completion.
• Provide tailored product and payment recommendations.
• Ensure compliance with financial policies and regulations.

Skills

Home finance expertise

Mortgage lending

Client advising

Organisational skills

Regulatory knowledge

Team collaboration

Education

CeMap or equivalent

Tools

IT systems navigation

Job description

In this exciting role, you'll provide expert guidance on Buy to Let (BTL) finance, ensuring our customers receive the best financial solutions tailored to their needs. You'll also play a key role in promoting Islamic Bridge Finance, expanding our product offerings.

Key Accountabilities

• To oversee both Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications to completion, adhering to SLAs.
• Provide tailored product, term, and payment recommendations based on customer needs and circumstances.
• Ensuring all finance applications adhere to policy and criteria.
• Deliver high-quality, compliant customer service.
• Conduct extensive due diligence on applications and assess risk.
• Achieve individual targets and contribute to the overall performance of the business, minimising risk.
• Continuously develop market and regulatory knowledge.
• Deliver continuous management information (MI), monitoring lead sources and their results.
• Generate leads and track potential customers to achieve new business goals.
• Achieve and maintain competence through continued professional development requirements.
• Comply with the principles of Conduct Risk, Treating Customers Fairly, and Consumer Duty regulations

Essential Skills and Experience:

• Previous experience in home Finance, mortgage lending, or related fields.
• Experience in advising clients on home purchase plans (HPP) or similar financial products.
• Proficient in computer use with the ability to navigate common IT systems.
• Strong organisational and time management abilities with the capacity to prioritise tasks.
• Understanding of the UK mortgage and Islamic finance market.
• Knowledge of regulatory requirements and industry best practices related to home finance and mortgage lending.
• Commitment to upholding ethical standards and promoting sharia-compliant financial solutions.
• A collaborative team player with strong relationship building skills who is motivated, proactive and highly engaged.
• CeMap or equivalent.