Mortgage Administrator

JR United Kingdom; City Of London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services firm in London is looking for a Mortgage Administrator to join their Credit operations team. This role requires 1-3 years of experience in regulated mortgages or lending. Key responsibilities include ensuring lending facilities operate within set limits, maintaining audit trails, and conducting relationship management. The position offers a hybrid work option after a probation period, along with competitive benefits.

Qualifications

• 1-3 years experience working in regulated Mortgages/Lending.
• Good knowledge of credit administration/lending is essential.
• Experience in legal services or loan relationship management is advantageous.

Responsibilities

• Ensure lending facilities operate within limits set by the Credit Committee.
• Maintain clear audit trails and document Facility Letters.
• Conduct annual reviews and ensure security conditions are met.

Skills

Credit administration knowledge

Attention to detail

Communication skills

Understanding of UK property market

Job description

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Mortgage Administrator, london (city of london)

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Client:

Location:

london (city of london), United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

1

Posted:

22.08.2025

Expiry Date:

06.10.2025

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Job Description:

This leading city-based specialist Lender and financial services firm are currently recruiting a Mortgage/Credit Administrator to join their Credit operations team

Candidate Profile

This role will best suit a second jobber candidate who has gained 1- 3 years’ experience working in regulated Mortgages/Lending at a bank or Lender as an administrator

Role: Perm + Benefits - City based Location

Hybrid: Working after 3 months’ Probation

Your responsibilities will include:

• Ensuring that all lending facilities operate within the limits agreed by our CI & UK Credit Committee and/or the Group Credit Committee. This includes:
• Recording facilities into the banking system
• Maintaining a clear audit trail of relevant documents.
• Documenting Facility Letters, including Regulated Mortgage Contracts
• Liaising with legal and valuation partners
• Confirming that the Bank has adequate security and that conditions precedent are met prior to the draw-down
• Draw-down of facilities
• Ensuring annual relationship management and insurance reviews are conducted
• Confirming that loans have been repaid in full prior to release of security
• Establishment of systems and procedures to monitor specific requirements; e.g. mandatory insurance, staged draw-down etc.
• Providing assurance to management that controls are being operated in order to mitigate risks.

Skills and Experience

• 1-3 years knowledge of credit administration/lending is essential
• Previous experience gained in legal services, underwriting or loan relationship management would be advantageous.
• Well-developed logic skills with a clarity of focus and clear attention to detail.
• Excellent written, verbal communication and presentation skills.
• Sound knowledge of the UK property market