Manager, Regulatory Reporting

Zenith Bank (UK) Limited.; Greater London; On-site; GBP 60,000 - 100,000; Full time

Job summary

Zenith Bank (UK) Limited, based in the UK, is seeking an experienced Regulatory Reporting professional to support end-to-end submissions including COREP, FINREP, and PRA/BOE reporting. The role involves capital and liquidity monitoring, ICAAP/ILAAP processes, and collaboration with Finance, Risk, and Treasury.

The ideal candidate is a qualified accountant (ACA/ACCA or equivalent) with 8–10+ years in banking regulatory reporting, strong data controls, and hands-on Regnology experience.

Qualifications

• Qualified Accountant with 8–10+ years’ experience in regulatory reporting within banking.
• Strong hands-on experience in COREP, FINREP, and PRA/BOE reporting.
• Knowledge of CRR and liquidity frameworks; Basel 3.1 implementation desirable.
• Experience with Regnology systems and regulatory submission platforms.

Responsibilities

• Prepare and submit regulatory returns (COREP, FINREP, PRA/BOE).
• Support Basel 3.1 implementation and ongoing compliance.
• Monitor capital adequacy and liquidity metrics; support monthly/quarterly reporting.
• Liaise with Finance, Risk, and Treasury; assist audits and system enhancements.

Skills

Regulatory reporting

Attention to detail

Stakeholder communication

Education

ACA/ACCA or equivalent

Tools

STB by Regnology

RegData

BEEDS

DFSA portals

Job description

Zenith Bank (UK) Limited (ZBUK) is a subsidiary of Zenith Bank PLC, the most profitable bank in Nigeria with an established trajectory of superlative performance, as well a strong pedigree of innovation, resilience, and market dominance. On an annual basis, Zenith Bank PLC amasses a string of notable awards; one of the most recent being listed as the sole Nigerian brand on the World’s top 100 companies in 2023 by the World Finance Magazine.

Zenith Bank (UK) Limited (ZBUK) was set up with a clear strategy to leverage trade and investment flows between Nigeria and Europe, by providing intermediary banking services and facilities for trade-related working capital and capital expenditure.

Zenith Bank recognizes the importance of leveraging a highly skilled workforce to achieve its strategic and operational goals. The bank is committed to providing an environment that is conducive for effective performance by availing all staff the necessary learning opportunity. We value the well-being of our staff and we encourage them to strike a balance between their work and personal lives, thereby creating a healthy atmosphere for personal development and career success.

With the introduction of new services here in the UK and our unparalleled knowledge of business with Africa, our 5 year strategy ensures “Controlled Growth” as we aim to become the Bank of choice for businesses wishing to transact in the African continent.

Role Responsibilities:

• Support the end-to-end production, analysis, reconciliation, and submission of regulatory returns, including COREP (Capital, Leverage Ratio, Large Exposures), FINREP, Asset Encumbrance, Bank of England (BOE) statistical returns, Sterling Money Market Annual (SMMA), and other Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) submissions.
• Work closely with the Regulatory Reporting Managers for Capital and Liquidity, supporting the delivery of CRR requirements, including Basel 3.1 implementation and ongoing compliance, and deputising where required to ensure continuity and oversight of deliverables across both reporting areas.
• Perform daily capital adequacy monitoring and support monthly and quarterly reporting to Head Office across capital and liquidity metrics.
• Assist in assessing and modelling the capital and liquidity impact of new products, transactions, and business initiatives, providing insight to support effective balance sheet and risk management.
• Support the enhancement and maintenance of regulatory reporting systems (STB by Regnology), including system testing, release validation, and implementation of regulatory changes.
• Operate across multiple regulatory platforms (e.g. RegData, BEEDS, and DFSA portals), ensuring accuracy, completeness, and strong control over all regulatory submissions.
• Maintain a strong control environment, including data validation, reconciliation processes, and clear data lineage, ensuring outputs are accurate, auditable, and compliant with regulatory expectations.
• Maintain and enhance policies, procedures, and Risk & Control Self-Assessment (RCSA) documentation, ensuring all processes remain robust, efficient, and audit-ready.
• Monitor and interpret regulatory developments, communicating key changes and their impact to senior stakeholders.
• Support responses to regulatory queries, thematic reviews, and ad hoc data requests, maintaining constructive engagement with regulators.
• Contribute to key regulatory processes, including Internal Capital Adequacy Assessment Process (ICAAP), Internal Liquidity Adequacy Assessment Process (ILAAP), Pillar 3 disclosures, SMMA, and Recovery & Resolution Planning (RRP).
• Liaise closely with internal stakeholders across Finance, Risk, and Treasury, ensuring completeness and accuracy of data inputs into regulatory reporting.
• Maintain effective relationships with external auditors and system vendors, supporting audits and system enhancements as required.
• Provide hands-on support across both capital and liquidity reporting, including stress testing, liquidity metrics, and asset & liability management activities.
• Deliver ad hoc analysis, projects, and reporting tasks as directed by the ED/CFO, HOF and/or Regulatory Reporting Managers.
• Operate in full compliance with FCA/PRA Individual Conduct Rules (SMCR), maintaining high standards of integrity, accountability, and professional conduct.

Skills/Knowledge Required:

• Qualified Accountant (ACA/ACCA or equivalent) with 8–10+ years’ experience in regulatory reporting within a banking environment.
• Strong hands-on experience in COREP, FINREP, and PRA/BOE reporting, with solid knowledge of CRR and liquidity frameworks.
• Exposure to Basel 3.1 implementation or wider regulatory change initiatives is highly desirable.
• Proven experience with regulatory reporting systems (STB by Regnology) and regulatory submission platforms.
• Advanced Excel skills with strong analytical and reconciliation capability.
• Good understanding of banking products (On- and Off-balance sheet) and their impact on both capital and liquidity reporting.
• Strong attention to detail, with a structured and methodical approach to work and data.
• Ability to operate effectively in a deadline-driven environment, managing competing priorities while maintaining high standards of accuracy.
• Strong interpersonal and communication skills, with the ability to engage effectively across teams and with senior stakeholders.
• Proactive mindset with the ability to identify and implement process improvements.
• Self-motivated, adaptable, and capable of working both independently and collaboratively within a team environment.

This is a temporary, 12 Month Fixed Term Contract position, paying up to £100,000.00 based on experience.