M - Financement des Ventes

Renault Group; United Kingdom; À distance; GBP 90 000 - 130 000; Plein temps

Résumé du poste

RCI Bank UK Ltd recherche un Responsable Oversight Quantitatif Crédit pour piloter les interactions avec les équipes Crédit et Risk. Vous gérerez les positions de risque, les problématiques d’underwriting et le contrôle des modèles liés au portefeuille crédit, tout en assurant l’alignement sur la politique de risque et les procédures du département.

Vous développerez des modèles quantitatifs, suivrez les évolutions des outils et assurerez le challenge des sorties de la 1re ligne, dans un cadre

Qualifications

• Capacités avancées en Excel, Power BI et outils analytiques.
• Connaissances en modélisation et gestion du risque.
• Compréhension des cadres de contrôle et de l’audit interne.

Responsabilités

• Effectuer la revue de seconde ligne sur le portefeuille de crédit MFS.
• Évaluer les capacités des modèles et assurer le contrôle des sorties.
• Rédiger des rapports exécutifs et suivre les expositions.
• Conduire des revues thématiques sur les processus d’underwriting.
• Contribuer à la gouvernance des modifications de modèles.

Connaissances

Excel

Power BI

R

Python

C++

Java

Description du poste

## Credit Quantitative Oversight ManagerPostuler: Maple Cross: Temps plein: Offre publiée hier: Date de fin : 19 novembre 2026 (Il reste 13 jour(s) pour postuler): JOBREQ\\_50279537SociétéRCI BANK UK LTD**Descriptif du poste**To own, support, manage and develop key relationships across RCI/MFS including; managing the oversight of all Credit Risk positions, underwriting issues, and oversight responsibility in accordance with the risk appetite statement. Build collaborative relationship with 1st line of Defence Credit / Underwriting team.Maintain and update the Bank’s Risk policies and the department’s risk procedures, provide in-depth analysis, market trends and horizon outlook, while keeping stakeholders informed on all critical developments Build Quantitative models for effective challenge of 1st line of defence outputs, stay abreast of model changes, model development, implementation and validation across the Credit portfolio. **Responsibilities*** Provide Second line of defence review of MFS underwriting credit portfolio, in line with the bank’s credit risk policies & the Department’s Risk procedures* Primary Dealer and Underwriting counterparty assessments* Provide Second line challenge on loan approval process* Provide Second line attestation on approval process* Ownership of Model review and procedure review on aspects such (ECL,PD, LGDs, EADs)* Scorecard Oversight & Quantitative Development* Quantitative Modelling capability* Ownership of Loan Origination Policy* Thematic reviews on underwriting process and controls* Drive governance around model changes or updates, and ensure approval at relevant Risk committees* Develop executive reporting, review reports* Monitor and report on counterparty exposures & Macro Economic/Micro Economic Mindset & Outlook* Regulatory reporting oversight – second line review and approval* Oversight and some preparation of regulatory reports* Monitor and report on all Large Exposure Daly positions – including daily monitoring* Oversight of risk models operating in accordance with policy and use test – including annual review of model inventory* Ad hoc support to the Head of FRR and CRO* Mentoring and managing junior members of the team* Risk appetite statement & Risk Management Framework development* Recovery plan* Model risk management (incl EUC) policy **Knowledge and Skills*** Entrepreneurial attitude, you think on a macro scale while managing micro-processes* Advanced capability in Excel, Power BI & other tool/systems(R, Python, C++, Java)* Key culture behaviours across Risk embedding mindset, self-starter and proactive across key day to day initiatives* Highly literate and numerate able to convey messages in a succinct way* Understanding of Risk Frameworks / Governance and Risk Policy* Attention to detail and accuracy* Experience of Risk Analytics and Modelling* Be able to liaise with Executives, Board members & senior RCI HQ members* Strong eye for detail and high personal standards* Set & maintain high operational standards to satisfy management expectations* Ability to manage staff, to bring out their best and develop them to the next stage in their career* Absolute discretion. The incumbent will have access to very sensitive bank data* Demonstrable passion for continued professional and personal development* Ability to build strong relationships internally with other departments, and influence others in a collaborative and positive manner **Individual Conduct Rules*** Acting with integrity.* Acting with due skill, care, and diligence.* Being open and cooperative with regulators.* Treating customers fairly and with respect.* Observing proper standards of market conduct.* Ensuring effective control of the firm’s business.**Métier**Financement Des Ventes