Loss Assessor

IPS Group; Lancashire; Hybrid; GBP 40,000 - 50,000; Full time

Benefits offered by this job

Company vehicle

Hybrid / home-based working

28 days' annual leave including Bank/H

Company pension

Private medical insurance

Profit-sharing scheme

Full training and development

Company events

Job summary

IPS Group in Northern Ireland is seeking an experienced Loss Assessor to join our field-based team. You will manage insurance claims from initial site visits through reinstatement, surveying properties damaged by incidents such as fire, flood, or storm, and negotiating with insurers and loss adjusters.

The role offers hybrid/remote working with a basic salary of £40,000–£50,000 and a company vehicle, plus benefits and training. Prior loss adjusting or building surveying experience is preferred.

Qualifications

• Experience in property insurance, construction, building surveying or property reinstatement.
• Strong technical knowledge of construction and reinstatement processes.
• Full UK driving licence.

Responsibilities

• Survey properties after insured damage and assess condition and construction.
• Prepare detailed scopes of works and reinstatement specifications.
• Negotiate claim settlements with insurers and loss adjusters.
• Meet insurer representatives on site to validate and negotiate claims.
• Project manage contractors and subcontractors during reinstatement.
• Source and manage quality subcontractors and materials.
• Ensure projects are delivered on time and within budget.
• Adhere to Building Regulations and CDM requirements.
• Maintain health and safety standards and conduct completion visits.
• Provide communication and support to policyholders throughout claims.

Skills

Communication & negotiation

Attention to detail

Time management

Construction knowledge

Driving licence

Job description

Salary: Up to £50,000 + Company Vehicle
Location: Northern Ireland - Field Based/Remote Working
Permanent Full Time

An established and growing specialist within the property damage claims sector is looking to appoint an experienced Loss Assessor to join their Northern Ireland operation.
The business provides a nationwide service to both commercial and residential policyholders, supporting customers throughout the insurance claims and property reinstatement process.
This is a varied, field-based role where you will manage insurance claims from initial site visit through to final completion. You will survey properties affected by incidents including fire, flood, storm, subsidence, impact and escape of water, prepare detailed scopes of works and negotiate settlements with insurers and loss adjusters.

Your Responsibilities

You will act on behalf of policyholders, ensuring claims are appropriately assessed, negotiated and managed through to a successful reinstatement.

Key responsibilities will include:

• Meeting policyholders and surveying properties following insured damage
• Assessing the condition and construction of buildings
• Preparing detailed scopes of works and specifications for reinstatement
• Negotiating claim settlements with insurers and loss adjusters
• Meeting insurer representatives on site to validate and negotiate claims
• Project managing contractors and subcontractors throughout reinstatement works
• Sourcing and managing quality subcontractors
• Purchasing required materials and equipment
• Ensuring projects are delivered on time and within agreed budgets
• Working in accordance with current Building Regulations and CDM requirements
• Maintaining appropriate health and safety standards
• Conducting completion and sign-off visits to ensure works meet the required standard
• Providing a high level of communication and support to policyholders throughout the claims process

Your Experience

The ideal candidate will have experience within property insurance, construction, building surveying or property reinstatement.
You may come from a Loss Adjusting, Loss Assessing, Building Surveying, Property Claims or Fire & Flood Restoration background.
Experience in the following areas would be advantageous:

• Property insurance claims
• Building surveying
• Property reinstatement
• Project management
• Contractor/subcontractor management
• Fire and flood restoration
• Drying techniques
• Leak detection
• Insurance claims negotiation

You will also need:

• Strong technical knowledge of construction
• Excellent communication and negotiation skills
• Strong analytical and problem-solving ability
• Excellent attention to detail
• Good time management and organisational skills
• A sound understanding of health and safety and CDM
• A full UK driving licence

Previous Loss Assessing experience is beneficial, but candidates with strong property claims, construction or reinstatement experience will also be considered.

Benefits

• £40,000 - £50,000 basic salary
• Company vehicle
• 28 days' annual leave including Bank Holidays
• Company pension
• Private medical insurance
• Profit-sharing scheme
• Hybrid / home-based working
• Company events
• Full training and development

An initial shorttraining programme will be provided at the company's UK Head Office before you move into the Northern Ireland-based position.
This is an excellent opportunity for an experienced property professional looking to develop their career within a specialist insurance claims environment, with the autonomy to manage claims from initial assessment through to completion.