Loans Performance Senior Analyst

Lloyds Banking Group; Chester; On-site; GBP 39,000 - 45,000; Full time

Job summary

A leading financial services provider in the UK is seeking a Loans Performance Senior Analyst to optimize customer pricing across brands. This role involves leading analytics solutions and collaborating with diverse teams. The ideal candidate should have a background in data science, strong analytical skills, and proficiency in data analysis tools. This position offers a hybrid work model, competitive salary, and a supportive environment focused on diversity and inclusion.

Benefits

Generous pension contribution

Annual performance-related bonus

Share schemes including free shares

28 days’ holiday plus bank holidays

Wellbeing initiatives

Qualifications

• Experience in data science, analytics, reporting or modelling.
• Ability to apply critical thinking and understand financial metrics.
• Proficiency in data analysis and building validating models for forecasting.

Responsibilities

• Design and build high-quality analytics and reporting solutions.
• Lead the maintenance of databases and data warehouses.
• Champion data quality, governance, and responsible data use.

Skills

Data analysis

Customer analytics

Python

SQL

Power BI

Commercial acumen

Education

Background in data science or analytics

Tools

Machine Learning

SAS

Tableau

GCP native tools

Job description

End Date

Tuesday 18 November 2025

Salary Range

£39,825 - £44,250

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

.

Job Description

JOB TITLE: Loans Performance Senior Analyst

SALARY: The salary banding is £39,825 - £44,250

LOCATION: Chester, Edinburgh, Leeds, Newport

HOURS: 35 hours, full time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity

We’re offering you the unique opportunity to influence the strategic direction of the UKs largest consumer finance provider. You’ll be responsible for leading the team to optimise individual customer pricing across our four brands – Lloyds, Halifax, BoS and MBNA – and via our own and third-party digital channels, delivering fair value for customers and ensuring responsible lending within risk appetite.

Our Performance Analytics team delivers high quality data and analytics capabilities to support and shape the commercial performance and strategic objectives of the Loans business. As a Performance Analytics Senior Analyst, you’ll provide actional insight to optimise our commercial performance, pricing and proposition development and customer loan demand within our channels and journeys.

What will I be doing?

• Play a vital role in designing, building, and maintaining high-quality analytics and reporting solutions that support smarter decisions and better colleague experiences
• Leading the design, build, and maintenance of databases and data warehouses for efficient storage and retrieval of structured and unstructured data
• Leading the build and maintenance of pipelines for processing and transforming raw data into formats that are suitable for modelling, analytics and reporting
• You’ll champion data quality, governance, and responsible data use, ensuring outputs are reliable, ethical, and aligned with regulatory standards
• Work collaboratively with Technical Engineers, Product Owners, and Solution Architects to understand data flows and manage the efficient and effective production of high-quality outputs
• You’ll be an effective communicator who can influence outcomes and collaborate with technical and non-technical colleagues to understand their data needs and objectives

Why Lloyds Banking Group

From building a truly sustainable business to creating a place where people love to work, we need colleagues who are up for the challenge of our bold ambitions. Who are excited to push boundaries and make change happen. Together, we can grow with purpose.

What you’ll need

• A background in data science, analytics, reporting, or modelling is essential to success.
• Critical Thinking & Commercial Acumen: Experience of supporting the team to maximise commercial performance, with a clear understanding of financial metrics and performance drivers. Highly numerical, data-driven individual.
• Intellectually & Analytically Curious: Unafraid to challenge the status quo, have an intellectually curious outlook, where you seek to innovate and adapt quickly from setbacks.
• Technical & Analytical Expertise: Proficiency in data analysis, customer analytics, building and validating models for forecasting, pricing, and segmentation and visualisation tools (e.g. Agentic AI, Machine Learning, Python, SQL, SAS, Power BI, Tableau) and experience with cloud-based data platforms (e.g. GCP native tools) providing actionable insight and analytics for the business
• Data Insights and Storytelling: Apply product led thinking to reporting and analytics initiatives, ensuring solutions are user centric, iterative, and aligned to evolving business needs
• Communicate & Influence: Present and influence effectively at all levels of the organisation, including the Group Executive Committee (GEC)
• Market Awareness: Strong understanding of the external environment, including customer trends, competitor strategies, and regulatory developments

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it’s why we especially welcome applications from underrepresented groups.

We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know

Benefits

• A generous pension contribution of up to 15%
• An annual performance related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.

About Lloyds Banking Group

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.