Life Underwriter

Vitality Corporate Services Limited; Lancashire, Cheadle Hulme; Remote; GBP 35,000 - 40,000; Full time

Job summary

A leading insurance firm in the UK is seeking an experienced Adviser Service Life to review applications for life, serious illness, and income protection cover. The ideal candidate will possess strong underwriting expertise and excellent customer focus, ensuring fair and high-quality outcomes. This role offers flexible working arrangements along with various bonuses and benefits, including health insurance and a pension plan. Join a purpose-driven team committed to enhancing health and well-being while growing in a supportive environment.

Benefits

Bonus Schemes

Pension matching up to 12%

Health insurance benefits

Life Assurance

Qualifications

• Proven experience in underwriting life, serious illness, and income protection applications.
• Strong interpersonal and communication skills.
• Comfortable working in a fast-paced, regulated environment.

Responsibilities

• Underwrite life, serious illness, and income protection applications.
• Collaborate with brokers to guide applications through the underwriting process.
• Provide authorisation and support for applications assessed by less experienced underwriters.

Skills

Experience in underwriting Life, Critical Illness and Income protection

Excellent customer focus

Ability to manage workloads independently

Job description

About The Role

Team- Adviser Service Life?

Working Pattern: Home based. Full time, 37.5 hours per week.

We are happy to discuss flexible working!

Top 3 skills needed for this role:

• Experience in underwriting Life, Critical Illness and Income protection?
• Excellent customer focus and making the right decision
• Ability to manage workloads independently and to work as a team

What this role is all about:

In this role, you’ll play a vital part in helping people protect what matters most. You’ll review applications for life, serious illness, and income protection cover making decisions that truly make a difference. Working closely with supportive colleagues across underwriting, operations, and distribution, you’ll ensure every outcome is fair, consistent, and high-quality.

You’ll also be a trusted partner to our key distributors, building strong relationships through expert guidance and collaboration. This is your chance to make an impact while living our values: embracing innovation, working together, and always doing the right thing.

Key Actions:

• Underwrite life, serious illness, and income protection applications in line with Vitalitys underwriting philosophy and quality standards
• Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently
• Provide authorisation and support for applications assessed by less experienced underwriters
• Contribute to the ongoing development of Vitalitys underwriting and service propositions
• Work closely with internal teams to ensure consistent, high-quality outcomes and a joined‑up approach to member protection

What do you need to thrive?

• Proven experience in underwriting life, serious illness, and income protection applications
• Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams
• Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency.

So, whats in it for you?

• Bonus Schemes: A bonus that regularly rewards you for your performance
• A pension of up to 12% We will match your contributions up to 6% of your salary
• Our award‑winning Vitality health insurance With its own set of rewards and benefits
• Life Assurance Four times annual salary

These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.

Fantastic Benefits. Exciting rewards. Great career opportunities!

Our promise to you:

• Help you to be the healthiest you’ve ever been.
• Create an environment that embraces you as you are and enables you to be your best self.
• Give you flexibility on how, where and when you work.
• Help you advance your career by playing you to your strengths.
• Give you a voice to help our business grow and make Vitality a great place to be.
• Give you the space to try, fail and learn.
• Provide a healthy balance of challenge and support.
• Recognise and reward you with a competitive salary and amazing benefits.
• Be there for you when you need us.
• Provide opportunities for you to be a force for good in society.

We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.

About The Company

We’re really excited to announce that we have recently been awarded Top 10 Best Places To Work in The Sunday Times Awards 2024! Vitality is a multi‑award‑winning UK insurance brand, here to make the world a healthier, happier place. We’ve been a purpose and values‑driven business from day 1‑ long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared‑value insurance. We incentivise people to live healthier longer lives they benefit, our business benefits, and society benefits. We’re successful because we attract, develop, and retain the best people and because we care.

Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.

Ready to find out if we’re the right fit for you? We can’t wait.

Diversity & Inclusion

At Vitality, we’re committed to diversity and inclusion because it’s good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.

If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.