Lead Software Engineer - Backend Engineer - Chase UK

United States Digital Space LLC; Greater London; On-site; GBP 100,000 - 150,000; Full time

Job summary

JPMorgan Chase is seeking a Lead Software Engineer in the UK to help transform digital banking experiences. You will join a diverse, distributed team delivering cloud-native microservices across key product areas such as fraud prevention, identity services, transfers, and onboarding.

The role emphasizes secure coding, scalable architectures, and responsible use of AI in engineering practices. Collaboration and excellence in software delivery are core to this position.

Qualifications

• Back-end software engineering experience.
• Proficient in Java and modern testing approaches.
• Experience with cloud tech, RESTful APIs and web tech.
• Familiar with messaging frameworks and data stores.
• Mentor teammates on coding practices and design principles.
• Experience with AI-assisted development tools and responsible AI practices.
• Ability to manage stakeholders and prioritize multiple streams.

Responsibilities

• Deliver end-to-end cloud-native microservices architectures.
• Apply domain modelling to build robust business products.
• Structure code for readability, testability and evolvability.
• Build scalable patterns with no single points of failure.
• Develop secure code protecting customers and systems.
• Investigate and fix issues to prevent recurrence.
• Ensure releases occur with zero downtime for users.
• Optimize data read/write for current needs.
• Monitor performance and optimize approaches.
• Keep systems reliable and easy to operate.
• Stay up to date with new technologies and patterns.
• Support products through production and incident management.
• Lead adoption of AI-assisted engineering practices with governance.

Skills

Backend engineering

Java

Testing

English communication

Cloud technologies

REST APIs

Messaging frameworks

Secure software

Datastores

Mentoring

Stakeholder management

AI-assisted development

Responsible AI

Regulated environment

Microservices

AWS

Job description

JOB DESCRIPTION

At JP Morgan Chase, we understand that customers seek exceptional value and a seamless experience from a trusted financial institution. That's why we launched Chase UK to transform digital banking with intuitive and enjoyable customer journeys. With a strong foundation of trust established by millions of customers in the US, we have been rapidly expanding our presence in the UK and soon across Europe. We have been building the bank of the future from the ground up, offering you the chance to join us and make a significant impact.

As a Lead Software Engineer at JPMorgan Chase within the International Consumer Bank, you will play a crucial role in this initiative, dedicated to delivering an outstanding banking experience to our customers. You will work in a collaborative environment as part of a diverse, inclusive, and geographically distributed team. We are seeking individuals with a curious mindset and a keen interest in new technology. Our engineers are naturally solution-oriented and possess an interest in the financial sector and focus on addressing our customer needs. We work in teams focused on specific products and projects, providing opportunities to engage in areas such as fraud & financial crime prevention, identity services, money transfers, card payments, lending, customer onboarding, core banking, insurance products, rewards campaigns, and servicing innovations.

Job responsibilities

• Deliver end-to-end solutions in the form of cloud-native microservices architecture applications leveraging the latest technologies and the best industry practices
• Use domain modelling techniques to allow us to build best in class business products.
• Structure software so that it is easy to understand, test and evolve.
• Build solutions that avoid single points of failure, using scalable architectural patterns.
• Develop secure code so that our customers and ourselves are protected from malicious actors.
• Promptly investigate and fix issues and ensure they do not resurface in the future.
• Make sure our releases happen with zero downtime for our end-users.
• See that our data is written and read in a way that's optimized for our needs.
• Keep an eye on performance, making sure we use the right approach to identify and solve problems.
• Ensure our systems are reliable and easy to operate.
• Keep us up to date by continuously updating our technologies and patterns.
• Support the products you've built through their entire lifecycle, including in production and during incident management
• Drives team adoption of enterprise-authorized AI-assisted engineering practices within the work environment to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test strategy acceleration, incident/root-cause analysis support), while establishing consistent validation standards (secure coding, peer review, automated testing) and promoting reuse of effective patterns across the team.
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.

Required qualifications, capabilities & skills

• Formal training or certification on software engineering concepts and applied experience
• Recent hands-on professional experience as a back-end software engineer
• Experience in coding in a recent version of the Java programming language
• Experience in designing and implementing effective tests (unit, component, integration, end-to-end, performance, etc.)
• Excellent written and verbal communicationskills in English
• Experience with cloud technologies and distributed systems, RESTful APIs and web technologies.
• Knowledge of messaging frameworks.
• Seasoned with operating, supporting and the security of mission critical software applications.
• Understanding with different kinds of data stores (including relational data stores)
• Coach other team members on coding practices, design principles, and implementation patterns that lead to high-quality maintainable solutions.
• Manage stakeholders and effectively prioritize work across multiple work streams.
• Demonstrated experience leading effective use of approved AI-assisted software development tools (e.g., for coding, code review, test acceleration, troubleshooting) with the ability to set team expectations for validating AI outputs for correctness, performance, and security.
• Strong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; experience coaching engineers on safe, compliant adoption within delivery practices

Preferred qualifications, capabilities & skills

• Experience in working in a highly regulated environment / industry
• Seasoned with cloud-native microservices architecture
• Proficient with AWS cloud technologies

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

Equal Employment Opportunity

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.