Lead Mortgage Adviser

Skybound Wealth Management; United Kingdom; On-site; GBP 65,000 - 85,000; Full time

Benefits offered by this job

Supportive infrastructure including in-house compliance and marketing

Career progression opportunities

Technology-led environment with data-driven insights

Job summary

A financial consultancy in the UK is searching for a Senior Mortgage Adviser to be the primary representative for mortgage advice, focusing on residential and buy-to-let solutions, including complex cases. This leadership role involves maintaining key lender relationships, driving commercial growth, and contributing to an integrated advice model in a technology-driven environment. Candidates should possess experience with high-net-worth clients and a strong understanding of FCA compliance. The role offers significant career progression opportunities within a supportive team.

Qualifications

• Experienced in handling high-value clients and complex cases.
• Able to negotiate effectively with lenders.
• Familiar with FCA compliance and governance.

Responsibilities

• Act as the key focal point for mortgage advice within the group.
• Drive commercial growth through adviser referrals and partnerships.
• Establish and maintain relationships with senior lenders.
• Develop and maintain a quality mortgage proposition.

Skills

Dealing with complex mortgage cases

Client relationship management

Negotiation skills with lenders

Understanding of FCA compliance

Commercially minded advice

Education

UK Level 4 or other wealth management qualification

Tools

Salesforce

Job description

The Opportunity

We are hiring a Senior Mortgage Adviser to act as the key focal point for all mortgage advice within the group.

You will have full responsibility for UK residential and buy-to-let mortgage advice, serving both UK residents and expatriates, including complex income structures, foreign currency earnings, overseas assets, and portfolio landlords.

You will be the authority for mortgage advice within the business and create reciprocal referral arrangements with our network of 70 Private Wealth Advisers across the group. In addition, we will lean on you to develop an effective panel of mortgage lenders.

Key Responsibilities

• Become the go-to for UK residential, Buy to Let, expat and non-standard lending across the group
• Drive commercial growth through adviser referrals, partnerships, and strategic initiatives
• Take full ownership of Skybound’s mortgage strategy at Group level
• Handle and structure cases involving overseas income, multiple jurisdictions, and portfolio lending
• Establish and maintain senior lender relationships, negotiating terms where needed
• Embed mortgages into adviser workflows as a natural part of long-term financial planning, not just a bolt-on
• Design and launch a best-in-class UK mortgage proposition integrated into our wider wealth advice model
• Set the technical, commercial, and regulatory standard for all mortgage activity
• Ensure robust FCA compliance, governance, and documentation standards are met
• Contribute to marketing, thought leadership, and client education around property finance

Desired Skills and Experience

• UK Level 4 or other wealth management qualification would be beneficial
• An experienced senior mortgage professional who might have outgrown a narrow brokerage environment
• Comfortable dealing with complex cases and high-value clients
• Commercially minded, but advice-led
• An individual seeking ownership, visibility, and long-term influence with high-net-worth or internationally mobile clients is highly advantageous

Why Join Skybound?

• Leadership role: Shape and lead a Group-wide mortgage proposition within a growing international business.
• Integrated advice model: Work alongside wealth advisers, international specialists, and private client teams.
• Global platform: Support UK and expat clients backed by a multi-jurisdictional advisory firm.
• Technology-led: Benefit from Salesforce, integrated advice systems, and data-driven client insights.
• Growth-focused: Clear mandate to build, scale, and innovate within the mortgage function
• Supportive infrastructure: In-house compliance, marketing, and operations teams to enable high-quality advice.
• Career progression: A visible role with long-term growth and strategic influence.

Skybound Wealth UK is committed to fostering a diverse and inclusive workplace. We welcome applications from all qualified candidates regardless of background.