Lead Data Scientist - AML Handling

Wise; Greater London; Hybrid; GBP 120,000 - 180,000; Full time

Benefits offered by this job

Stock options

Hybrid working

Annual personal development budget

Visa and relocation support

Job summary

Wise in London seeks a Lead Data Scientist (IC3) to lead AML handling and prevent efforts. You will architect AI systems, automate workflows, and build evaluation pipelines to curb financial crime.

The role emphasizes production‑grade Python services, AI governance, and mentoring a mixed‑level team in a fast‑moving, international setting. You’ll work on end‑to‑end automation, robust evaluation, and prompt optimization, while collaborating with cross‑functional teams to reduce risk and enable

Qualifications

• Experience implementing, training, testing and evaluating ML systems.
• Strong Python knowledge with object‑oriented principles.
• Knowledge of GenAI/LLM solutions, eval harnesses and prompt engineering.
• Experience with statistical analysis, experiment design and failure mode analysis.

Responsibilities

• Lead development and deployment of AI models to augment operational workflows (EDD LLMs).
• Establish labeling taxonomies, create evaluation datasets and harnesses.
• Audit prompts and run structured experiments to reduce hallucinations and drift.
• Design shadow mode deployments and post‑deployment monitoring for data/output drift.
• Own production pipelines with production‑ready Python services.
• Design human‑in‑the‑loop systems ensuring final decisions by humans.
• Analyze upstream data to deflect financial crime attempts and reduce workload.
• Set technical direction and mentor Senior and Junior Data Scientists.

Skills

Python

GenAI / LLM

OOP

Statistical analysis

Experiment design

Communication skills

Product mindset

Independent work

Tools

LangGraph

Java

Job description

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world’s money.

For everyone, everywhere.

Job Description

More about our mission and what we offer.

Lead Data Scientist - Anti-Money Laundering (AML) Handling & Prevent

We’re looking for a Lead Data Scientist (IC3) to join our Anti-Money Laundering (AML) Handling & Prevent team in London.

This role is a unique opportunity to work on the intelligence system at the core of our operational handling and prevention work. You'll help automate components of our operational systems, establish robust LLM evaluation pipelines, and build solutions that reduce financial crime risk. What you build will have a direct impact on Wise’s mission and millions of our customers.

The AML Handling & Prevent team offers an exciting environment for applying cutting‑edge Generative AI solutions and machine learning architectures. This team is dedicated to enhancing our financial crime mitigation operations through advanced tooling, automated evaluation frameworks, and prompt optimization, aiming to streamline reviews and simplify the work of our operations staff. As a Lead Data Scientist (IC3), you will drive technical strategy across handling and prevent initiatives, architect robust AI systems, establish post‑deployment monitoring, and lead complex automation initiatives to reduce financial crime risk across Wise.

Here’s How You’ll Be Contributing

• End-to-End Automation & EDD LLMs: Lead the development and deployment of AI models designed to augment operational workflows (e.g. Business and Consumer EDD LLMs), specifically targeting the automation of case summaries, red flag generation, risk classifications, and document requests.
• Evaluation Framework & Labeling Taxonomy: Establish labeling taxonomies and guidelines with EDD SMEs, construct evaluation datasets, and implement automated eval harnesses to systematically measure accuracy, precision, recall, and failure modes.
• Prompt Optimization & Experimentation: Audit existing prompts and run structured experiments (few-shot, chain-of-thought, context ordering) within a hypothesis‑driven testing framework to reduce hallucinations, formatting errors, and prompt drift.
• Shadow Testing & Monitoring: Design shadow mode deployments and parallel execution testing to safely evaluate prompts at scale, while implementing post‑deployment monitoring for data and output drift.
• Full‑Stack Deployment: Take ownership of the production pipeline by writing and deploying production‑ready Python services. You must be willing to bypass engineering bottlenecks to ship value quickly while maintaining code quality.
• Human‑in‑the‑Loop Architecture: Design systems where AI provides recommendations and drafts, ensuring human operators retain the final decision‑making authority for critical financial crime mitigation assessments.
• Strategic Demand Deflection: Go beyond ticket handling by analyzing upstream data to create strategies that deflect financial crime attempts before they reach the operations team, effectively reducing manual workload.
• Technical Leadership & Mentorship: Set technical direction, mentor Senior and Junior Data Scientists, foster a product‑focused mindset, and guide the team through complex technical implementations, architectural decisions, and AI governance standards.

A Bit About You

• Experience implementing, training, testing and evaluating performance of Machine Learning systems;
• Strong Python knowledge. A big plus for proven familiarity and experience with OOP principles;
• Knowledge and experience developing and evaluating GenAI / LLM solutions, including automated eval harnesses and prompt engineering;
• Experience with statistical analysis, experiment design, and failure mode analysis in LLM systems;
• A strong product mindset with the ability to work independently in a cross‑functional and cross‑team environment;
• Good communication skills and ability to get the point across to non‑technical individuals and SMEs;
• Strong problem solving skills with the ability to help refine problem statements and figure out how to solve them.

Skills

Some extra skills that are great (but not essential):

• Familiarity with automating operational processes via technical solutions, for example Large Language Models
• Experience implementing fine‑tuning, reinforced learning alignment and evaluation techniques within an LLM training pipeline.
• Familiarity with agentic frameworks such as LangGraph or similar.
• Willingness to get hands dirty reading many many historical operational cases.
• Working knowledge of Java.

We’re people without borders - without judgement or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in.

Also, qualifications aren’t that important to us. If you’ve got great experience, and you’re great at articulating your thinking, we’d like to hear from you.

And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under‑represented demographic.

Additional Information

Office: London

Key Benefits

• Stock options in a profitable company
• Hybrid working model - whether it’s working from home, working overseas, school plays or life admin we get that flexibility is essential
• Annual personal development budget - whether it’s for books, courses, or conferences
• Visa and relocation support

You can read more about our full benefits package here...

For everyone, everywhere. We're people building money without borders - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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