Lead, Business Credit Standards & Risk Governance

Virgin Money; United Kingdom; Hybrid; GBP 90,000 - 110,000; Full time

Benefits offered by this job

25 days holiday per year

Private medical insurance

Competitive pension plan

Annual performance-related bonus

Training and development opportunities

Flexible benefits scheme

Life assurance

Up to 2 days paid volunteering

Job summary

A leading financial institution in the UK is seeking a Senior Manager for Business Credit Standards. This role involves designing and implementing credit standards for Business Banking, alongside managing and reviewing lending criteria. The ideal candidate will have extensive experience in business banking, a strong grasp of credit risk, and proven leadership capabilities. This is a hybrid role with occasional travel. Competitive salary and great benefits are offered.

Qualifications

• Direct responsibility for developing and implementing lending criteria.
• Ability to translate regulatory requirements into actionable standards.
• Experience building high-performing teams.

Responsibilities

• Manage design and implementation of credit standards.
• Oversee credit standards governance and education initiatives.
• Monitor adherence to credit policies and frameworks.

Skills

Extensive experience in business banking lending

Strong understanding of credit risk and lending standards

Excellent communication skills

Leadership and people management skills

Collaborative approach across functions

Attention to detail

Job description

A leading financial institution in the UK is seeking a Senior Manager for Business Credit Standards. This role involves designing and implementing credit standards for Business Banking, alongside managing and reviewing lending criteria. The ideal candidate will have extensive experience in business banking, a strong grasp of credit risk, and proven leadership capabilities. This is a hybrid role with occasional travel. Competitive salary and great benefits are offered.