Lead Agricultural Motor Underwriter

DCR; Greater London; Hybrid; GBP 45,000 - 65,000; Full time

Benefits offered by this job

Hybrid working model

Job summary

KGM, part of DUAL/Howden, seeks an Agricultural Motor Underwriter to lead the specialist underwriting team in the UK. You will underwrite new business and renewals for tractors, farm machinery and rural fleets, applying sound risk judgment and commercial insight.

Based in Romford with hybrid working three days in the office, you will collaborate with brokers and the Business Development Team to grow the portfolio while maintaining underwriting discipline.

Qualifications

• Experience within Agricultural Motor underwriting.
• Knowledge of agricultural vehicles, machinery and rural risks.
• Strong underwriting judgement for complex or non-standard risks.
• Commercially minded with growth and profitability balance.
• Ability to analyse claims experience to support pricing decisions.
• Strong broker relationship management and negotiation skills.

Responsibilities

• Lead and develop the Agricultural Underwriting Team to deliver underwriting excellence.
• Underwrite new business and renewals within agreed Agricultural Motor risk appetite.
• Assess risks across tractors, machinery, and rural fleets.
• Consider vehicle type, usage, farming activities, claims experience and risk quality.
• Apply pricing, terms, conditions and controls to drive profitability.
• Develop and maintain relations with agricultural brokers and BD team.
• Conduct broker meetings to grow relationships and opportunities.
• Identify opportunities to grow the Agricultural Motor account while maintaining discipline.
• Support development of underwriting appetite, guidelines, processes and procedures.
• Collaborate with Claims, Pricing, Operations and BD to improve performance.
• Monitor trends in agricultural motor insurance to inform decisions.

Skills

Agricultural Motor underwriting

Underwriting judgement

Broker relationship management

Commercial mindset

Pricing analysis

Claims data analysis

Communication & negotiation

Independent collaboration

Job description

KGM, part of DUAL/Howden, seeks an Agricultural Motor Underwriter to lead the specialist underwriting team in the UK. You will underwrite new business and renewals for tractors, farm machinery and rural fleets, applying sound risk judgment and commercial insight.

Based in Romford with hybrid working three days in the office, you will collaborate with brokers and the Business Development Team to grow the portfolio while maintaining underwriting discipline.