Lawyer - Asset Finance

Lloyds Banking Group; United Kingdom; Hybrid; GBP 60,000 - 80,000; Full time

Benefits offered by this job

Generous pension contribution of up to 15%

Annual performance-related bonus

30 days' holiday, plus bank holidays

Flexible working patterns

Job summary

A leading UK bank is seeking a Lawyer - Asset Finance to provide legal support and guidance on asset financing transactions. The ideal candidate will have at least 4 years of PQE and expertise in asset finance for corporate clients. This role involves collaboration across teams and a focus on delivering solutions to support ambitious business growth. The bank offers a hybrid working environment and a comprehensive benefits package, including a generous pension contribution and performance-related bonuses.

Qualifications

• At least 4 years of PQE.
• Experience with asset financing for small and mid-sized corporate clients.

Responsibilities

• Operate as a subject matter specialist.
• Support negotiation and execution of asset finance transactions.
• Provide legal support for product development and innovation.

Skills

Understanding of legal and regulatory framework

Ability to build strong relationships

Proactive approach

Education

Qualified as a solicitor in the UK

Job description

Overview

Join to apply for the Lawyer - Asset Finance role at Lloyds Banking Group.

LOCATIONS: Bristol, Cardiff, Chester, Edinburgh, Halifax and Leeds

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity

You will be joining the Banking Products Legal team. We are a supportive legal team which assist the BCB (Business and Commercial Bank) and CIB (Corporate and Investment Bank) within the Group. Banking Products Legal supports six business teams - Cash Management and Payments, Merchant Services, Commercial Cards, Asset Finance, Invoice Finance and Trade Finance.

This role is within the Asset Finance legal team which supports asset finance across all customer sectors from consumers to large corporate clients. The Asset Finance business teams are committed to expanding their existing offering over the next few years across a range of products including hire purchase, finance leasing, lending and receivables purchase.

You'll use your experience to give proactive, pragmatic and solutions-focused advice and support to our Asset Finance business with its ambitious growth strategy.

What does the role involve?

We would want you to be able to:

• operate as a subject matter specialist, supporting colleagues in the business and other functional areas;
• provide support for the negotiation and execution of asset finance transactions;
• provide legal support for product development and innovation, legal and regulatory change projects, rectifications and remediations, industry change initiatives, customer on-boarding and customer journeys;
• proactively identify, report and support the management of legal and governance risks, recommending solutions when needed;
• collaborate with team members and work cross-functionally to help deliver business strategy;
• manage panel law firms and build and maintain positive relationships with external lawyers;
• reflect on service delivery and look for continuous improvement activities; and
• stay on top of regulatory, industry and legal change.

You'll lead on your own workload and demonstrate dedication to self-development. You'll be encouraged to bring passion, a positive, proactive approach and be team orientated.

What you'll need

• Qualified as a solicitor in the UK (or equivalent qualification) with at least 4 years PQE
• A good understanding of the legal and regulatory framework applicable to asset finance, ideally with experience of asset financing for small and mid-sized corporate clients
• An ability to build strong, collaborative relationships
• Confidence in using experience and insights to influence, inform and challenge

And any experience of these would be really useful

• In-house legal experience within a financial institution or asset finance provider
• Experience in providing support in relation to asset finance intermediary relationships
• Experience in asset finance, receivables financing or equipment leasing

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

If you're excited by the thought of becoming part of our team, get in touch. We'd love to hear from you.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance and Legal

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