Large Corporate Insurance Underwriter

NFU Mutual; West Midlands; Hybrid; GBP 31,000 - 37,000; Full time

Job summary

A leading insurance company in the UK is seeking a Property Underwriter to manage existing clients and evaluate insurance risks for corporate business. With work-from-home flexibility, this role offers a salary up to £37,000 and excellent benefits, including annual bonuses and health plans. Ideal candidates will have prior underwriting experience and strong communication skills to foster client relationships.

Benefits

Annual bonus up to 10%

25 days annual leave + bank holidays

Health and wellbeing plan

Family Friendly policy

Employee discounts on insurance policies

Life Assurance cover of 4 x salary

Health assessments and private medical insurance

Qualifications

• Experience underwriting Commercial Property risks in the UK market.
• Ability to negotiate policy terms and evaluate insurance risks.
• Proficient in managing client relationships and ensuring service quality.

Responsibilities

• Manage a portfolio of existing clients and quotations.
• Review, evaluate insurance risks, and negotiate policy terms.
• Handle policy cancellations and resolve complaints.

Skills

Strong problem solving skills

Excellent communication

Ability to build relationships

Collaborative approach

Strategic mindset

Education

CII qualification or willing to achieve

Job description

• Join an award-winning, people-centric company dedicated to supporting your professional growth and personal wellbeing
• Become part of a thriving team specialising in Large Corporate Underwriting cases
• Work from home up to 4 days a week with 1 day a week in Stratford-upon-Avon, or Bristol + approximately 1 day a month in Stratford-upon-Avon as the main team location

About the role

NFU Mutual’s Large Corporate Insurance Department manage our largest and most complex corporate risks, with premiums over £100k. They oversee £150 million in GWPI, underwriting Property, Liability, and Motor Fleet risks to drive sustainable, long-term profitable growth and we’re pleased to share this exciting new opportunity to them as a Property Underwriter.

In this role, you will manage a portfolio of existing clients and quotations, serving as the lead underwriter on select cases. You will review and evaluate insurance risks, proposing and negotiating policy terms for corporate business in line with NFU Mutual's underwriting principles and standards.

Your work will ensure fair outcomes and exceptional customer service, aligned with the company’s risk appetite and financial goals. You will build and maintain strong relationships with team members, agents, brokers, and clients, ensuring objectives are met and service levels are maintained.

Additionally, you will handle policy cancellations, resolve complaints, and provide agents and brokers with support during client meetings to enhance customer value and uphold NFU Mutual’s reputation.

The role is known internally as LCI Underwriter.

About you

The successful candidate will have experience underwriting Commercial Property risks gained within the UK general insurance market. This could be from an insurer or broker environment.

You will be a strong communicator with the ability to build long lasting relationships. You will be able to influence decisions and adapt your communication style to effectively present information to a range of technical and non-technical audiences.

We hope you would also be able to demonstrate the following:

• Strong problem solving skills
• A collaborative approach and the ability to work well within a team
• A strategic and forward thinking mindset.

Having a CII qualification or working towards would be desirable, however it is not essential and it is something we can support you to achieve should you join our organisation.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary up to £37,000 depending on skill set and experience
• Annual bonus (up to 10% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• £20 contribution to a monthly gym membership – subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend £500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.
• Salary sacrifice employee car scheme - subject to eligibility

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us.

We pride ourselves on being “a great place to work” and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row. We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of ‘Best midsize employers to grow your career in the UK’, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.