Large Case Life Underwriter

Zurich 56 Company Ltd; United Kingdom; Remote; GBP 50,000 - 70,000; Full time

Job summary

A leading insurance provider is seeking a detail-focused Large Case Underwriter to assess high-value Life, Critical Illness, and Income Protection applications. Candidates should possess strong analytical and communication skills and have authority to underwrite complex cases. Benefits include a competitive pension scheme, annual bonuses, and a commitment to diversity and inclusion.

Benefits

12% defined non-contributory pension scheme

Annual company bonus

Private medical insurance

25 days holiday plus bank holidays

Option to buy or sell additional holiday

Three days paid volunteering

Up to 16 weeks' full pay for maternity, paternity, and adoption leave

Qualifications

• Authority to underwrite high-value protection products.
• Strong analytical skills and the ability to make informed decisions on complex cases.
• Excellent written and verbal communication skills.

Responsibilities

• Assess large, complex life insurance applications.
• Make quality, timely decisions in line with the underwriting philosophy.
• Analyse and interpret a wide range of medical evidence and risk factors.

Skills

Analytical skills

Communication skills

Attention to detail

Teamwork

IT skills

Job description

Zurich is on an exciting journey of change and transformation, aiming to be the leading Retail Protection provider. We're looking for a passionate, detail-focused Large Case Underwriter to join our team.

As a Large Case Underwriter, you will assess high-value Life, Critical Illness, and/or Income Protection applications, requiring careful analysis of automatic medical reports, in-depth medical exams, blood tests, financial questionnaires, and accounts.

You'll work closely with our Reassurers, as well as our Sales and Pricing teams, to deliver bespoke and competitive pricing solutions. Providing timely and regular updates to advisers, and building excellent working relationships, will set you apart and help us deliver outstanding customer service.

Responsibilities:

• Assess large, complex life insurance applications, making high-quality, timely decisions in line with Zurich's philosophy and frameworks
• Make quality, timely decisions in line with the Zurich underwriting philosophy and frameworks, underwriting applications to a high standard
• Confidently analyse and interpret a wide range of medical evidence, financial documentation, and risk factors
• Liaise closely with Reassurers and internal teams to create bespoke, competitive offers for our customers
• Engage and develop excellent relationships with our strategic accounts and deliver a market leading service
• Build and nurture strong working relationships with colleagues across Sales, Pricing, and other key functions
• Support and mentor colleagues, sharing your expertise and helping to develop our team's capabilities
• Contribute to a culture of continuous improvement, always acting with integrity and a positive, can-do attitude
• Train and support other team members, providing coaching where needed

Requirements:

• Authority to underwrite high-value protection products (Life, Critical Illness, and/or Income Protection)
• Strong analytical skills and the ability to make informed decisions on complex cases
• Excellent communication skills, both written and verbal, with the confidence to explain decisions and negotiate outcomes
• Experience working in a team environment, as well as independently
• High attention to detail and a proven track record of delivering quality results
• Good IT skills and familiarity with underwriting systems

What we offer:

• 12% defined non-contributory pension scheme
• Annual company bonus
• Private medical insurance
• 25 days holiday a year plus bank holidays
• Option to buy up to an additional 20 days or sell some of your holiday
• Three days paid volunteering
• Up to 16 weeks' full pay for maternity, paternity and adoption leave

We're committed to diversity and inclusion, and we want our people to bring their whole selves to work. We offer a range of benefits, including access to private medical insurance, virtual GP appointments, and a wealth of support from our wellbeing partners.