KYC & Onboarding Risk Analyst

VFX Financial PLC; Greater London; Hybrid; GBP 35,000 - 50,000; Full time

Benefits offered by this job

Profit sharing

Equity opportunities

Hybrid work

Incentive trip

Learning budget

Social events

Office fruit & drinks

Job summary

VFX Financial PLC seeks an Onboarding Analyst to support first line of defence across a global client portfolio. You will conduct risk assessments, document onboarding decisions, and collaborate with Compliance, Risk, and Relationship Management to resolve queries and ensure regulatory alignment.

Ideal candidates have 1–3+ years in onboarding/KYC within fintech or a regulated sector, with strong communication and analytical skills.

Qualifications

• 1–3+ years’ experience in onboarding/KYC within fintech, payments, banking or another regulated sector.
• Understanding of corporates and complex organisational structures, CDD/EDD requirements and regulatory obligations.
• Familiarity with sanctions/PEP screening and risk-based decision-making.
• Experience with onboarding workflows, KYC documentation and due diligence processes.
• Comfortable using onboarding or case management systems.
• Experience onboarding high-risk clients across a range of jurisdictions.

Responsibilities

• Conduct risk assessments aligned to VFX’s risk appetite and regulatory obligations.
• Escalate higher-risk or complex cases to Senior Analysts or 2nd line Compliance.
• Maintain robust records, audit trails and rationale for onboarding decisions.
• Partner with Compliance, Risk, Relationship Management and Transaction Monitoring to resolve queries and obtain required information.
• Share observations on emerging onboarding patterns, typologies or risks.
• Support MI preparation and assist with data or documentation requests for audits or reviews.

Skills

KYC knowledge

Regulatory compliance

Communication

Analytical thinking

Collaboration

Education

Bachelor's degree in finance or related field

Job description

VFX Financial PLC seeks an Onboarding Analyst to support first line of defence across a global client portfolio. You will conduct risk assessments, document onboarding decisions, and collaborate with Compliance, Risk, and Relationship Management to resolve queries and ensure regulatory alignment.

Ideal candidates have 1–3+ years in onboarding/KYC within fintech or a regulated sector, with strong communication and analytical skills.