Junior AML Associate

trading212; Greater London; On-site; GBP 25,000 - 35,000; Full time

Job summary

Trading212 is seeking a Junior AML Associate to help build and operate the AML framework for the UK arm. You will work with the AML team to design policies, monitor alerts, and support onboarding while learning from Associates and Senior Associates.

You will review escalated screening, develop guidance, and participate in creating management information and training on financial crime topics. A degree and AML interest are required, with strong data analysis and communication skills.

Qualifications

• Educated to a degree level or similar professional qualification.
• Demonstrated interest and knowledge in AML/CTF laws and regulations.
• Strong data analysis skills with the capability to develop and write analytical reports.
• Strong stakeholder management skills and communication abilities.
• Ability to work independently and as part of a team, escalating challenges promptly.

Responsibilities

• Review escalated screening alerts from the Onboarding team.
• Conduct gap analyses of policies and procedures against AML standards.
• Assist in developing policies, procedures and guidance for Onboarding.
• Provide advice on financial-crime related queries within the organisation.
• Assist in developing and delivering face-to-face training on Financial Crime matters.
• Assist in implementing and monitoring first-line controls.
• Assist in developing second-line monitoring where needed.
• Prepare Management Information for relevant stakeholders.
• Prepare PEP and High Risk Client forms for sign-off by MLRO/DMLRO.
• Investigate SARs submitted to UK compliance and escalate to NCA as required.
• Assist with 3rd party DPA requests and external investigations.
• Assist with civil court claims including evidence and court liaison.
• Monitor suspicious transactions and report findings.
• Support ad hoc compliance projects as required.

Skills

AML/CTF knowledge

Data analysis

Stakeholder management

Verbal and written communication

Independent and team work

Critical thinking

Education

Bachelor's degree

Job description

Our mission is to enable everyone to build wealth

We reinvent how trading and investing work by creating exceptional products people love.

Fostering a culture of excellence and high velocity is the key to our success.

Over the past few years, our client base has grown to over 4.5 million and client assets to over €30 billion.

Role Overview

The Junior AML Associate will assist in building out and operating the AML framework within T212 UK. Working together with the AML team you will be responsible for assisting in designing and developing all aspects of the framework, including reviewing escalated screening alerts, policies and procedures, transaction monitoring and overseeing the onboarding of new clients. You will be supported by Associated-level and Senior Associate level colleagues to help you learn and develop across the entire AML Framework.

What you'll do

• Review escalated screening alerts from the Onboarding team
• Conducting gap analyses of existing policies and procedures against the JMLSG;
• Assistance in developing policies, procedures and guidance for the Onboarding team;
• Provide advice on financial -crime related queries from within the organisation;
• Help to develop and provide face-to-face training on Financial Crime related matters;
• Assist in developing, implementing and performing first line of controls;
• Assist in developing additional targeted second line monitoring;
• Assist in developing and preparing relevant Management Information;
• Prepare PEP and High Risk Client Forms for signoff by MLRO/DMLRO
• Investigate SARs submitted to UK compliance and submit to the NCA where required;
• Assist in dealing with 3rd party DPA requests - Police, Council, Insolvency Service, and other external agencies including foreign law enforcement e.g investigating and responding to their requests;
• Assist in handling any civil court claims including investigation, provision of evidence, responding to the court, attending court if required;
• Monitoring of suspicious transactions;
• Additional ad hoc projects as required by the FCM and the wider compliance team.

What you need to have

• Educated to a degree level or similar professional qualification
• Demonstrated interest and knowledge in AML/CTF laws and regulations.
• Strong data analysis skills, with the capability to develop and write analytical reports
• Strong stakeholder management skills
• Highly developed verbal and written communication skills
• The ability to work both independently and as part of a team, escalating challenges or concerns promptly and appropriately
• Strong critical thinking and problem-solving skills
• High energy for performance in a fast-paced environment with tight deadlines

What we offer

• Unique challenges that will help you grow and realise your potential really fast
• Opportunity to make a big impact - you will create products used by millions of investors to build wealth
• Work with smart, high-performing colleagues with a common goal in a flat, cross-functional team structure
• An environment where nothing is set in stone, no bureaucracy
• Appreciation for your talent and ideas
• Generous remuneration package including annual bonuses

Bring your ambition to Europe's fastest-growing mobile broker!

Bring your ambition to Europe's fastest-growing mobile broker!