J3565 - Senior Underwriter - UK, South of England (Remote / Hybrid or Office) - Asset Finance

New Leaf Search Ltd.; England; Hybrid; GBP 60,000 - 70,000; Full time

Job summary

A finance recruitment agency is seeking a Senior Underwriter in the South of England. This role involves assessing secured and unsecured lending opportunities within a growing finance business. Candidates must have strong commercial lending experience, particularly in asset finance. The position offers a competitive salary of £60,000 - £70,000 plus bonuses and benefits, with flexible working options available.

Benefits

Excellent bonus

Referral Bonus: £500

Qualifications

• Strong background in commercial lending across secured and unsecured transactions.
• In-depth understanding of asset finance structures, products, and credit principles.
• Proven relevant experience in Financial Services, particularly Asset Finance and Leasing.

Responsibilities

• Underwrite new credit proposals within delegated authority.
• Review proposals and provide feedback to other underwriters.
• Prepare detailed credit papers for submission.
• Ensure credit analysis meets internal QA and policy standards.
• Support and mentor the underwriting team.
• Conduct customer visits and relationship reviews.

Skills

Commercial lending experience

Asset finance knowledge

Strong communication

Credit assessment skills

Job description

J3565 - Senior Underwriter - UK, South of England (Remote/Hybrid or Office) - Asset Finance

New Leaf Search has partnered with a specialist finance provider in its search for a Senior Underwriter.

Salary: £60,000 - £70,000 plus excellent bonus and benefits.
Location: UK, South of England (Remote/Hybrid or Office).

This is an excellent opportunity for an experienced underwriter to take on a senior role within a growing finance business, assessing a diverse range of secured and unsecured lending opportunities while supporting the wider SME credit and risk function.

Key Accountabilities

• Underwrite new credit proposals within delegated authority and recommend those above mandate to Senior Credit Managers.
• Review proposals submitted by other underwriters, providing constructive feedback and guidance.
• Prepare detailed and commercially balanced credit papers for submission to Senior Credit Managers and Credit Risk.
• Ensure all credit analysis meets internal QA and policy standards.
• Provide expert support and mentoring to the underwriting team, promoting consistency and best practice.
• Support Senior Credit Managers and deputise where required.
• Maintain strong collaboration across Sales, Credit, Asset Management, and Collections.
• Conduct customer visits and relationship reviews to ensure effective risk management.

Person Specification

• Strong background in commercial lending across both secured and unsecured transactions.
• In-depth understanding of asset finance structures, products, and credit principles.
• Demonstrated ability to work within direct and broker origination channels.
• Skilled in writing and presenting detailed credit assessments for senior approval.
• Commercially minded, pragmatic, and confident making lending decisions within policy.
• Strong communicator with a collaborative approach and sound judgement.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing.
You will also require relevant in-country experience, without which, your application will not be considered.

Apply in confidence by sending your CV.
Referral Bonus: £500 if you recommend someone we place!