Investment Associate (Lloyds Living)

Lloyds; Greater London; Hybrid; GBP 55,000 - 90,000; Full time

Benefits offered by this job

Holiday allowance (22–30 days)

Flexible working

Family leave (up to 63 weeks)

Flex cash 4% of salary

Private health insurance

Colleague offers

Discounts on financial products

Share plans (Sharematch/Sharesave)

Pension scheme

Job summary

Lloyds is seeking an Investment Associate for the Living Investment Team in London. The role supports evaluation, approval and execution of residential real estate investments, working with Investment Managers across Finance, Development, Asset Management and Operations.

You will conduct financial modelling, due diligence and market research, preparing clear Investment Committee papers and presenting recommendations to senior stakeholders.

Qualifications

• Strong analytical and financial-modelling skills with commercial judgement.
• Strong Microsoft PowerPoint skills and the ability to translate complex analysis into clear, concise and persuasive presentation materials.
• An interest in residential real estate investment and the wider living sector.
• Experience preparing investment papers, presentations or other decision-making materials.
• CFA, CAIA, ACA or another relevant professional qualification would be advantageous but is not essential.
• Collaborative, proactive approach with a strong work ethic and willingness to learn.
• Strong commercial acumen and the ability to identify key financial, operational and execution considerations within an opportunity.
• Excellent written and verbal communication skills, with confidence engaging stakeholders across functions and seniority.

Responsibilities

• Evaluate, approve and execute residential real estate investments with Investment Managers and teams across Finance, Development and Asset Management.
• Coordinate inputs from internal and external advisers to support due diligence and transaction delivery.
• Prepare Investment Committee papers and supporting analysis outlining investment rationale and risks.
• Undertake market research and monitor residential investment, sector trends and pricing evidence.
• Develop and maintain investment models, underwriting tools and portfolio analysis.
• Present analysis and recommendations to senior management and Investment Committee.

Skills

Financial modelling

Investment analysis

Presentation skills

Stakeholder management

Excel

PowerPoint

Due diligence

Market research

Scenario analysis

Commercial judgement

Education

CFA/CAIA/ACA advantageous

Tools

Microsoft Excel

Microsoft PowerPoint

Job description

• We are seeking an Investment Associate to join the Lloyds Living Investment Team. The role will support the evaluation, approval and execution of residential real estate investments, working closely with Investment Managers and colleagues across Finance, Development, Asset Management and Operations
• Support the preparation, evaluation and execution of real estate investment transactions across a range of acquisition and funding structures
• Undertake financial modelling and investment appraisal, including returns analysis, sensitivities, scenario testing and assessment of key underwriting assumptions
• Prepare high-quality Investment Committee papers, approval materials and supporting analysis, clearly summarising the investment rationale, financial returns, principal risks and recommendations
• Coordinate inputs from internal stakeholders and external advisers, including legal, technical, valuation and agency teams, to support effective due diligence and transaction delivery
• Conduct detailed site and location analysis, including demographics, local employment, housing demand, pricing, rents, affordability and comparable evidence
• Analyse comparable transactions and market evidence to inform pricing, valuation and investment recommendations
• Undertake market research and monitor relevant residential investment, economic and sector trends
• Support the development and maintenance of investment models, underwriting tools, transaction trackers and portfolio analysis
• Prepare clear, accurate and visually effective presentations for Investment Committee, senior management and other stakeholders
• Present analysis and recommendations confidently, responding effectively to questions and challenge
• Work collaboratively across the business and manage multiple workstreams to agreed deadlines

Benefits

• A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
• A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
• Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
• Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
• Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
• Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
• Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
• Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
• Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our ‘Your Tomorrow’ scheme. You can decide how much you save and get a say in where your contributions are invested.

The successful candidate will combine strong analytical and financial-modelling skills with commercial judgement, attention to detail and the ability to communicate investment conclusions clearlyStrong Microsoft PowerPoint skills and the ability to translate complex analysis into clear, concise and persuasive presentation materialsA genuine interest in residential real estate investment and the wider living sectorStrong financial-modelling and analytical skills, with advanced proficiency in Microsoft ExcelExperience preparing investment papers, presentations or other decision-making materialsCFA, CAIA, ACA or another relevant professional qualification would be advantageous but is not essentialPrevious experience in a real estate investment, transaction, corporate finance, valuation or investment-advisory roleA collaborative, positive and proactive approach, with a strong work ethic and willingness to learnStrong commercial acumen and an ability to identify the key financial, operational and execution considerations within an investment opportunityStrong attention to detail and an ability to manage competing priorities and work effectively to demanding deadlinesExcellent written and verbal communication skills, with confidence engaging stakeholders across different functions and levels of seniority