Internal Control Manager

Lendable; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Flexible working

Hybrid roles

Social events

Private health cover

Retirement savings

Job summary

Lendable is seeking an Internal Control Manager to build and embed the internal control framework across the finance function, ensuring auditability from month-end close to external audits. You'll map processes, identify controls, run gap analyses, and embed controls into BAU, producing control narratives, RACMs and testing protocols.

This role partners with IT, finance operations, AP, payroll and close teams to ensure robust controls across the UK and US.

Qualifications

• Qualified accountant with ACA/ACCA/CIMA/CIA credentials.
• Minimum 5 years PQE in finance or internal controls.
• Experience with COSO or equivalent control framework.

Responsibilities

• Map end-to-end finance processes including close, reconciliations, AP, payroll and supporting IT.
• Identify key controls and perform risk assessment across processes.
• Run gap analyses and design remediation with process owners.
• Embed controls into BAU for month-to-month operation and audit readiness.
• Build and maintain control narratives, RACMs and testing protocols.
• Perform control testing and track issues through resolution.
• Act as client-side counterpart to Big 4 auditors on testing and readiness.
• Collaborate with IT, finance operations, AP, payroll and close to ensure workable controls.

Skills

Qualified accountant

Internal controls

SOX-like controls

Big 4 audit background

Control narratives

RACMs

Audit readiness

Education

ACA/ACCA/CIMA/CIA

Job description

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start: One of the UK's most exciting unicorns with a team of over 800 people Among the fastest-growing tech companies in the UK Profitable since 2017 Backed by top investors including Balderton Capital and Goldman Sachs Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

About the role

We're looking for an Internal Control Manager to build and embed the internal control framework across our finance function. This is the team that owns the integrity of the group's financial reporting: close, reconciliations, AP, payroll and the systems underneath them. There's a lot to do. As we scale across the UK and US, our controls need to move from something assembled ahead of audit to something that runs consistently every month. This role owns that shift end to end: mapping the process, identifying the controls, closing the gaps and embedding what's left into BAU. The core deliverable is auditability, control narratives, RACMs and testing protocols that hold up under external audit scrutiny.

What you'll be doing/impact on objectives

• Map processes end to end across finance operations, including close, reconciliations, AP, payroll and the supporting IT environment
• Identify key controls and carry out risk assessment across those processes
• Run gap analysis and design remediation plans, then drive them to completion with process owners
• Embed controls into BAU so they operate consistently month to month, not just in the run‑up to audit
• Build and maintain the control documentation set: control narratives, risk and control matrices (RACM) and testing protocols
• Perform and evidence control testing, and track issues through to resolution
• Act as the client‑side counterpart to our Big 4 auditors on control testing and audit readiness
• Partner with process owners across IT, finance operations, AP, payroll and close to make controls workable as well as effective

What we're looking for

• Qualified accountant or equivalent (ACA/ACCA/CIMA/CIA) with a minimum of 5 years PQE
• Direct experience in internal controls, SOX‑equivalent control frameworks, or internal audit within a finance function
• Big 4 audit background, either directly in external audit or via advisory/risk consulting
• Demonstrable experience interfacing with Big 4 auditors from the client side on control testing and audit readiness
• Proven track record across all four stages end to end: process mapping, control identification and risk assessment, gap analysis and remediation design, and embedding controls into BAU
• Working knowledge of a recognised controls framework (COSO or equivalent) to structure control design and testing
• Able to produce control narratives, RACMs and testing protocols that stand up to external audit scrutiny
• Collaborative style: comfortable working across IT, finance operations, AP, payroll and close to get controls adopted

Interview process

Screening stage: an initial phone interview with the Talent / hiring team and a 15 minute online cognitive assessment
Remote Hiring Manager Interview
Onsite interviews with the Finance and Compliance team: 90 minutes
Follow up
Final Stage Remote interview: 30 minutes

Life at Lendable

Winning team: the opportunity to scale up one of the world's most successful fintech companies

• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in‑office weekly; fully remote roles include regular opportunities for in‑person connection through socials and off‑sites
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
• Health coverage: support for your physical and mental wellbeing, including private health cover
• Retirement & savings: long‑term financial wellbeing through retireme