Intelligence Analyst

ClearBank; Greater London; On-site; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Flexible work culture

London/Hybrid office option

27 days annual leave + bank holidays

Holiday buy/sell up to 5 days

Work abroad up to 30 days in 12 months

Private healthcare + dental cover

Job summary

ClearBank is seeking an Intelligence Analyst for Financial Crime Operations Intelligence and Investigations. You will analyze potential suspicious activity, develop intelligence, and support law enforcement where needed.

The role requires expertise in financial crime containment, sanctions, and regulatory understanding across the UK and EEA. You will escalate concerns, share ideas, and decide based on strong knowledge of payment services and regulatory standards.

Qualifications

• Proven experience in complex financial crime investigations.
• Knowledge of financial crime control frameworks and regulatory standards.
• Understanding of UK and EU AML/CTF legislation (international AML/CTF knowledge is advantageous).
• Understanding of money laundering typologies across a range of products and services.
• Solutions driven, with the appetite for constant improvement.
• An AML/Sanctions qualification is desirable but not essential.

Responsibilities

• Understand financial crime risks associated with products and services and mitigation of such risk.
• Contribute to building financial crime, sanctions and money laundering typologies knowledge within the team and across the wider business.
• Manage and resolve end-to-end inquiries in a timely manner.
• Conduct transactional analysis using complex data sets and internal/external sources to identify potential suspicious activity.

Skills

Complex financial crime investigations

Financial crime control frameworks

AML/CTF legislation knowledge

Money laundering typologies

Cross-sector knowledge (remittance, e‑

Solution oriented

AML/Sanctions qualification desirable

Job description

Trust unlocks our greatest potential.

For decades, the clearing of payments remained unchanged and unchallenged. We asked, what if there was a better way? What if we could make banking infrastructure faster, safer, more reliable, and easier to access for all? Here is where you can think radically and responsibly to find the best solution.

What you can expect:

ClearBank is a place where you can do things differently and challenge the status quo. We will give you a high level of autonomy and transparency, and we trust you to make the right decisions for the bank.

If that excites you, how about joining our Financial Crime Operations Intelligence and Investigations team. As a Financial Crime Intelligence Analyst, you’ll be the subject matter expert for financial crime intelligence analysis across our client base, developing intelligence, engaging with and supporting law enforcement where needed, analysing potential suspicious activity across a range of financial crime escalations, and drafting reports for internal and external stakeholders.

You’ll also be confident escalating concerns, sharing ideas, and making sound decisions, supported by strong knowledge of payment services and excellent technical and regulatory understanding of financial crime and sanctions across the UK and EEA.

Your role includes:

• Working to understand the financial crime risks associated with products and services and mitigation of such risk

• Assisting with building financial crime, sanctions and money laundering typologies knowledge within the team and across the wider business

• Managing and resolving end-to-end inquiries in a timely manner

• Conducting transactional analysis utilising complex data sets and research using internal and external sources to help determine potential suspicious activity and investigate as appropriate

• Raising relevant reports where required to ensure compliance with relevant financial crime laws and regulation

• Managing competing tasks and priorities in a manner that effectively mitigates risk

• Applying technical and regulatory knowledge to identify potential control/ risk issues and recommend potential solutions

What you’ll bring:

To excel in this role, you’ll also need:

• Proven experience in complex financial crime investigations

• Knowledge of financial crime control frameworks and regulatory standards

• Good knowledge of sectors such as money remittance, electronic money, and cryptocurrency firms would be beneficial

• Understanding of UK and EU AML/CTF legislation (international AML/CTF knowledge is advantageous)

• Understanding of money laundering typologies across a range of products and services

• Solutions driven, with the appetite for constant improvement

• A recognised AML / Sanctions qualification is desirable but not essential

Regretfully we are not able to sponsor applicants for immigration purposes at the current time.

What makes a great ClearBank team member? Does this sound like you?

• You focus on solutions and positive outcomes, thinking radically and responsibly to find the best result for our customers, your colleagues and the bank;

• You actively seek feedback from others to drive your growth and development, always assuming positive intent from others and develop strong, trusting relationships you’re your colleagues and customers: you really, genuinely care;

• You always strive for the highest quality, but you know that done is better than perfect; you welcome a challenge knowing that they learn as you go and iterate;

• ‘I’ before ’we’, isn’t in your vocabulary

What we offer in return:

• We're flexible – We support a culture of flexibility which allows our employees to achieve a strong work-life balance.

• Offices – Work in a way that works for you – whether that’s in the London office, at home, or hybrid.

• Holiday – 27 days of annual leave per year, plus bank holidays.

• Holiday buy/sell - Buy or sell up to five days of annual leave each year and shape your year around what matters most.

• Work abroad – You have the flexibility to work outside of the UK for up to 30 days in a rolling 12-month period.

• Socials – Regular social events open to all.

• Holiday swap – Option to swap your bank holidays to any other day of your choice.

• Wellbeing – 24/7 employee assistance programme including mental health support, life assurance and income protection.

• Bigger than ClearBank – Take a couple of days per year to do something that matters to you.

• Healthy living – Private healthcare and discounted dental cover, with employee perks and discounts.

• Family – Enhanced family-friendly leave.

• Personal development – We offer personal development budgets, opportunities to take part in role-related training and unlimited LinkedIn Learning.

And not forgetting the biggest benefit of all. The opportunity to be part of an incredible team that’s building a tech-bank fit for the future.

A little bit more about us!

ClearBank is Where You Can belong:

At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. Not because we think we should. But because we know we should – how else can we build a happy workforce and be successful as a business. We’re committed to making sure our teams reflect society. And we put energy and effort into making this a place where everyone feels at home, where they’re given the trust and encouragement to do their very best work. Here are some of the things we’re most proud of:

• 42% of our senior management roles are held by women

• Our enhanced family leave policies

• Launching our partnership with Code First Girls

• Increasing awareness of neurodiversity in the workplace through our partnership with the Inclusive Group

Our hiring process and what you can expect:

Application

a member of our talent acquisition team will review your application against the key requirements for the role and let you know within two weeks whether you’re moving forward to the next stage;

Screening

You’ll spend 30-45 minutes speaking to one of our recruiters learning more about the role and ClearBank, and we’ll get it know more about you, your experience and how your skills align with the role (this will be via phone or Teams video call). You can expect to hear back from us within seven days following this meeting (if things are taking longer than expected, we’ll let you know that too);

First Interview

You’ll spend one hour with a member of our hiring team focusing on your skills, competencies and your ways of working at the same time we’ll give you time to ask more questions about the role, the team and learn more about the ClearBank culture. This will be via Teams.

Second Interview

This will be a competency-based interview with one or more members of our team.

Final Stage

You will have a final meeting with the Head of Department. This will be around 45-60 minutes.

Offer

Congratulations! Get ready to transform banking forever!

Our commitment to you as a candidate:

We will always try our best to get back to you within seven days of your interview whether you’ve been successful or not and provide you with feedback. Sometimes things take a little longer, so we may not have a decision to share but we will get it touch to let you know we need a little more time.

We’re unable to provide specific individual feedback at the application or screening stage but know that your application was reviewed and considered carefully.

We wish you the best of luck with your application and maybe we’ll be celebrating your new role at ClearBank soon!

Equal Opportunities

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank is also a firm believer that an inclusive culture fosters greater employee engagement and collaboration.

ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation.

As part of the Company’s commitment to equal employment opportunity, we provide reasonable adjustments, to candidates during the recruitment process, including to individuals with disabilities. We want to create a safe space that welcomes everyone so please let us know how we can accommodate you. In case you have any accessibility requirements you can share that with our Talent Acquisition team prior to your interview stage, if applicable.

The legal bit

By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.