Hybrid Underwriting Lead – Specialist Mortgages Team

Aldermore Bank; Manchester; Hybrid; GBP 100,000 - 125,000; Full time

Job summary

A prominent financial institution in Manchester is seeking an Underwriting Lead to develop a specialist team of mortgage underwriters. The role involves leading underwriting excellence and aligning with business strategies while maintaining strong relationships with brokers and customers. Ideal candidates will possess proven leadership in credit underwriting, strong analytical and communication skills, and the ability to inspire high-performing teams. Competitive salary and a hybrid working policy included.

Benefits

30 days annual leave

Discretionary bonus scheme

Private Medical Insurance

Pension contributions

Generous maternity leave package

Group Income Protection

Employee Assistance Programme

Season ticket loan

Shopping discounts

Qualifications

• Proven leadership experience in property credit underwriting.
• Strong credit function and operational management expertise.
• A track record in shaping risk and credit policy.
• Commercially minded with analytical decision-making skills.
• Confident communicator with regulatory knowledge.

Responsibilities

• Lead and develop a team of expert underwriters handling complex mortgage applications.
• Manage mandate frameworks ensuring responsible lending.
• Provide technical capability across portfolio lending and credit risk.
• Act as the go-to escalation point for new business exceptions.
• Drive underwriting KPIs to reinforce our position.

Skills

Leadership

Credit policy shaping

Analytical decision-making

Communication

Operational management

Job description

A prominent financial institution in Manchester is seeking an Underwriting Lead to develop a specialist team of mortgage underwriters. The role involves leading underwriting excellence and aligning with business strategies while maintaining strong relationships with brokers and customers. Ideal candidates will possess proven leadership in credit underwriting, strong analytical and communication skills, and the ability to inspire high-performing teams. Competitive salary and a hybrid working policy included.