Hybrid Transaction Monitoring Analyst – AML & Compliance

PAIO; Greater London; Híbrido; GBP 40 000 - 60 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Competitive salary

Resumo da oferta

PAIO, a London-based, FCA-regulated provider of digital financial services, is seeking a Transaction Monitoring Analyst to join its compliance team in London. The role is hybrid, full-time, with 1+ year of TM/AML/KYC experience and a focus on reviewing alerts, validating rationales, and escalating when needed.

You will work to uphold UK AML/CTF regulations, document rationales, and collaborate with Investigations. The team emphasises accuracy, speed, and regulatory compliance.

Qualificações

• 1+ year of experience in transaction monitoring, AML or KYC within a bank, EMI, payment institution or fintech.
• Hands-on experience reviewing and dispositioning TM alerts.
• Good knowledge of UK AML/CTF regulations, including MLR 2017, POCA 2002 (including tipping-off rules) and JMLSG guidance.
• Understanding of common money laundering and fraud typologies.
• Strong attention to detail and the ability to work to productivity and quality targets.
• Excellent written English and the ability to write clear, concise rationales.
• Experience with transaction monitoring or case management systems.
• Professional certification (e.g. ICA Certificate in AML or Financial Crime Compliance).

Responsabilidades

• Review and disposition transaction monitoring alerts in line with productivity and quality targets.
• Compare customer activity against their KYC profile, expected behaviour and risk rating.
• Record clear, auditable rationales for every alert closure or escalation.
• Escalate suspicious activity to Investigations or raise internal SARs.
• Carry out customer research and request information from customers without tipping off.
• Flag rule weaknesses, false-positive trends and new typologies to help tune monitoring scenarios.
• Support quality assurance, backlog projects, and audit or regulatory reviews.

Conhecimentos

Transaction monitoring

AML/KYC

UK AML/CTF

Attention to detail

English writing

Ferramentas

Case management systems

Descrição da oferta de emprego

PAIO, a London-based, FCA-regulated provider of digital financial services, is seeking a Transaction Monitoring Analyst to join its compliance team in London. The role is hybrid, full-time, with 1+ year of TM/AML/KYC experience and a focus on reviewing alerts, validating rationales, and escalating when needed.

You will work to uphold UK AML/CTF regulations, document rationales, and collaborate with Investigations. The team emphasises accuracy, speed, and regulatory compliance.